We are grateful to be joined by: Travis Hornsby, CFA, CFP®, Take Charge Today, Debbi King, Beverly Harzog, SD Fin. Literacy Ctr, @Erikaxgio, Rod Griffin, @Jennifer_wWhite, and Christina Roman, Rod Griffin, @Jennifer_wWhite, and Christina Roman! #CreditChat

A1: Things take time. You can have anything but not everything and not all at once. You have to build your life and your finances over time. It will come! #creditchat

A2: Keep,your financial obligations to a minimum and income to a maximum. If you sacrifice for a couple of years you can put a huge dent in your student loans and have less stress for the majority of life. #creditchat

A3: Budgeting is important. Set boundaries and include some fun in those boundaries. If you don’t go crazy buying everything you’ve ever wanted, you can pay your bills and have some fun too. #creditchat

A4: My biggest mistake was trying to have everything instantly that my parents took 40 years to get. You need to build your credit and wealth slowly. #creditchat

A5: Your credit is your financial reputation. It lets people know how well you can handle money. Establishing credit can also save you an interest when needing to take out a mortgage and also save you on things like insurance. #CreditChat

A6: Intuit Mint is what I use. There are so many good apps for tracking. You can also use something as simple as Excel to track it. #creditchat

A7: Start immediately. The more time you give your money to grow the more free money you will make. The earlier you start the less you need to put in every month. The longer you wait, the harder it is to catch up. #creditchat

A10: You don’t know everything lol! Seek out expert advice from places like Experian, NerdWallet and many others. Then figure out what will work for your goals and dreams. #creditchat

Don’t miss our #CreditChat highlighting ways to making the most of your grocery budget this school year ft. Jaimi Erickson | Founder of The SAHM Guide, Debbi King, Rachel Morgan Cautero, Joyce Brewer | Atlanta TV Host | On-Camera Host, Beverly Harzog, Rod Griffin, Jennifer White, and Christina Roman. experian.com/blogs/news/mea…

A1: It helps me to not impulse buy. When you shop with a plan, it is a lot easier to stick to your budget. #creditchat

A2: Shop your pantry and fridge before you go. This is a great jumping off point for meal planning and saves money. #creditchat

A2: Have a nice mixture of simple meals as well as bigger meals. My favorite is we have breakfast for dinner once a week! #creditchat

A3: Shop the sales, meal plan, and make a list. I have a list that I add to all week so that I only have to go to the store once a week. #creditchat

A4: No meat night is a great example that works for both! Check out recipes online that will work for both. #creditchat

A5: Meal prepping can save you so much time during the week. Many meals can even be done early. When you have a moment, prep. It will save time later when you don’t have a moment. #creditchat

A6: Plan meals around store sales, use coupons, buy in bulk, and stock up on discounted items to cut costs while maintaining a nutritious diet. #CreditChat

A7. This article from The Spruce Eats highlights meal planning apps that can help you plan meals, create shopping lists and track nutritional information for the meals. thespruceeats.com/best-meal-plan… #CreditChat

Q9. What are some creative ways to reduce waste, save cost and reduce time spent meal planning? #CreditChat

A9: Meal planning and lists are the best ways to reduce waste and save money. Shopping your pantry can save on time coming up with meal ideas. #creditchat