401(k) hardship withdrawals hit a record 6%, the highest on record

Dr. Copper We are going a lot lower! This is DEFLATIONARY - despite what Oil is doing.

US housing market demand is collapsing: US new home sales fell -17.6% MoM in January, to 587,000 units, the lowest since 2022. This marks the largest monthly drop since July 2013, far worse than the -2.7% expected. YoY, sales fell -11.3%, the worst annual decline in 3 years.

What if the dollar stress you're seeing on the surface is only a fraction of what's actually happening underneath? A paper published in January uncovered something most people in finance have never considered. When the dollar starts from a "low regime", meaning it wasn't

Something very strange is happening in precious metals right now: In just 3 hours, gold and silver just erased a combined -$2 TRILLION in market cap. Meanwhile, oil prices have erased their gains on the day and US stock market futures are nearly green. Since the Iran War

“It would be better if they had never known the way to righteousness than to know it and then reject the command they were given to live a holy life. They prove the truth of this proverb: “A dog returns to its vomit.” And another says, “A washed pig returns to the mud.”

10 year yield breaks 4.40% tonight. Here’s a 1 month chart. This is almost as catastrophic as higher oil prices. Consumers borrowing money is going to crater. Lending/mortgage rates will soar. Goodnight housing market, autos, and commercial real estate. Disaster.

The average monthly mortgage payment in 1987 was $760 The Boomer new house payment is today’s new car payment

BREAKING 🚨: Housing Market 30-Year Mortgage Rate jumps back to 7% for the first time since August 🏡😱😭🫂

Jesus is not your buddy, He's your God. We have lost all fear of God in the West, and instead of preaching the actual Gospel, American pastors have turned towards the false gospel of self-esteem which is leading their congregations down a very dangerous path.

⚠️This is INSANE: The US deficit-to-GDP ratio hit 5.8% in 2025, far above the 50-year historical average of 3.8%. The US is running one of the worst deficits ever, excluding WWII, the 2008 Financial Crisis, and the 2020-2021 pandemic response. The deficit is also nearly DOUBLE

US unemployment duration is surging at an alarming rate: The average duration of unemployment in the US jumped +2 weeks in February, to 25.7 weeks, a 4-year high. Unemployment duration has risen +6.3 weeks since October 2023, the fastest pace since 2020-2021. This is now well

Does science actually have the ability to answer meaning questions? My friend Glen Scrivener of Speak Life uses a great illustration that I relayed to Steven Bartlett on my discussion with him on the Diary of a CEO in regard to that very question: the parable of Betty the

A lot of sunbelt markets have charts like this too The 2023 valuations were pure froth based on TRANSIENT supply constraints that are now long gone

Some people ask me when I’ll be chill about energy. The first step is that my (almost always chill, but currently not chill) oil quant has to become chill again. He’s still not chill. He’s the opposite of chill.

Exactly 👇 A spike in Oil Prices is not just “inflationary”. It depends! If the economy is in “Recovery” or “Expansion” then higher Oil prices are inflationary. BUT! If the economy is rolling over - and is in late “Slowdown” or in “Contraction” then higher Oil prices are

Less than 4 years ago, these new construction neighborhoods in Celina, TX had 200+ person waitlists Today, there are hundreds of homes for sale

🇺🇸 21-year-old dies in downtown Wilmington stabbing, police seek tips... Horrible footage (see attached video 📹 to this post/tweet) has emerged from Wilmington, North Carolina (NC), where three people were stabbed downtown. One of the victims was a 21-year-old U.S. Marine, who

Nearly half of Gen Z (age 18-26) have been diagnosed with a mental health condition This is wild stuff.

Liberals and progressives: "Aww, the poor little baby needs mental health care. 🎻💔" Via "coronavirusny" on Instagram: It was stated: This kid asked her for her number and if she would be his girlfriend; the girl said no. After school, he wanted to show off for his friends, so