Ry the loan guy (@rytheloanguy) 's Twitter Profile
Ry the loan guy

@rytheloanguy

All things Real Estate and Mortgage related

ID: 1874890317385592832

calendar_today02-01-2025 18:52:45

77 Tweet

29 Followers

68 Following

ResiClub 🏡📊 (@residentialclub) 's Twitter Profile Photo

The housing market's 'magic mortgage rate' is still proving elusive The "magic mortgage rate" that John Burns Research and Consulting finds would juice resale turnover is sub 5.50% Currently the average 30-year fixed mortgage rate is 7.08%

The housing market's 'magic mortgage rate' is still proving elusive

The "magic mortgage rate" that <a href="/JBREC/">John Burns Research and Consulting</a> finds would juice resale turnover is sub 5.50%

Currently the average 30-year fixed mortgage rate is 7.08%
Ry the loan guy (@rytheloanguy) 's Twitter Profile Photo

myoc.io/rytheloanguy #RyTheLoanGuy #Realtor #realestate #delaware #derealtor #mdrealtor #mortgage #mortgages #themoneystore #loanofficer #homebuyer #valoans

Tom Ferry (@tomferry) 's Twitter Profile Photo

If the recent TikTok ban talks taught us anything, it’s that no platform is guaranteed, and relying on just one is a gamble. Here’s the reality: Your brand and your business need to be everywhere your audience is. Relying on just one platform for your leads and visibility is

Ry the loan guy (@rytheloanguy) 's Twitter Profile Photo

👷‍♂️🚧 A pause in home construction due to recent global events has led to a bottleneck effect, fueling demand and maintaining high prices, even as interest rates rise. This unique scenario defies the traditional market behavior, pushing us into uncharted territory. 🌍📊 So, wh

Ry the loan guy (@rytheloanguy) 's Twitter Profile Photo

🏡💼 Dreaming Bigger Just Got Easier! 💼🏡 Ever wondered why qualifying for a higher pre-approval amount could be a game changer, even when you're earning a solid income? 🤔 Sometimes, it's about the dreams that your basic pre-approval can't quite reach. Like, what if you've got

Ry the loan guy (@rytheloanguy) 's Twitter Profile Photo

I wonder what the fed will cut the overnight rates to once inflation gets all the way to zero?? What impact do you think that will have on mortgage rates and the housing market?

Ry the loan guy (@rytheloanguy) 's Twitter Profile Photo

Confused about where your down payment fits into the home buying journey? 🤔 Here's the scoop: your down payment is due at closing, basically the grand finale of your home purchase adventure! So before your celebratory dance begins, make sure those dollars are ready to rock on cl

The Kobeissi Letter (@kobeissiletter) 's Twitter Profile Photo

It's official: The Fed's Reverse Repo Facility (RRP) is now down ~$2.5 TRILLION from its peak in December 2022. The US is borrowing so much debt to fund deficit spending that the RRP has been DEPLETED to a 1,386 day low. What does it mean? Let us explain. (a thread)

It's official:

The Fed's Reverse Repo Facility (RRP) is now down ~$2.5 TRILLION from its peak in December 2022.

The US is borrowing so much debt to fund deficit spending that the RRP has been DEPLETED to a 1,386 day low.

What does it mean? Let us explain.

(a thread)
Ry the loan guy (@rytheloanguy) 's Twitter Profile Photo

Great example of how every market is very different when it comes to real estate. Don’t make your decisions based off of national news, speak with a local professionals to learn what is actually going on in the market you’re looking in.

Brandon Turner (@beardybrandon) 's Twitter Profile Photo

There's 3 levels of rich... Level 1.) Cutting your own grass Level 2.) Paying someone else to cut your grass Level 3.) Cutting your own grass

Ry the loan guy (@rytheloanguy) 's Twitter Profile Photo

Navigating the latest FHA changes? 🎯 Don't worry, you’re not alone! Here’s what you need to know: As of March 2025, the FHA stopped offering mortgages to non-permanent resident aliens. This affects many on work or student visas but those already under contract prior to the ch

Ry the loan guy (@rytheloanguy) 's Twitter Profile Photo

🏠💼 Investing in your future with just a 15% down payment? It's possible! Discover how you can purchase a single unit investment property with as little as 15% down through a conventional mortgage. With an 85% loan-to-value ratio, you have options! But remember, a down payment l

Ry the loan guy (@rytheloanguy) 's Twitter Profile Photo

I’m seeing a lot of people sharing the chart of MULTIFAMILY delinquency rates and not the actual entirety of mortgages in the United States. So here’s the big picture and not a scary looking chart that is showing only a small sector…

Ry the loan guy (@rytheloanguy) 's Twitter Profile Photo

Interesting how these particular markets seem to be depreciating over the last 6-12 months. Is it due to artificial inflation of home values due to institutional competition over the last 5 years or something else?

Home Loan Bill (@homeloanbill) 's Twitter Profile Photo

FHA loans make up for about 15% of all mortgages. If 13.53% of FHA loans are delinquent, that comes out to 2.03% of all mortgages. 40% of homes are owned without a mortgage. That means delinquent FHA loans make up for only 1.22% of all homes. 🥱🥱🥱

Lance Lambert (@newslambert) 's Twitter Profile Photo

Today, residential building construction hit a new cycle high. Residential building construction is usually in contraction well before most traditional recessions start.

Today, residential building construction hit a new cycle high.

Residential building construction is usually in contraction well before most traditional recessions start.