Nice to get featured in the latest #ManorRoyal magazine. Brilliant work ongoing by the BID team, great local community in #Crawley #Gatwick . Looking forward to making the most of the new & improved premises!

So delighted to see our client benefit from utilising the Government Growth Guarantee Scheme #GGS to refinance a commercial property and hugely reduce their commercial mortgage costs. #commercialmortgage #businessfinance #financebroker

Although based on tips before you sell a property, these same actions are ideal if refinancing and relying on a valuation. Whilst valuers will always use comparables there is always scope for that little bit 'extra' that can tip your borrowing into a lower bit.ly/4gcxQNs

Hold fire, this is relevant. It can pay to follow these actions when refinancing a property. Think from a lending underwriter's perspective; what does a well kept property in good condition say about you as a borrower? and vise-versa. Sometimes the little bit.ly/4gcxQNs

Sometimes a proposal comes along which makes perfect sense for the client but where the lender reads it the opposite. This was one of those and proves that talking and having a relationship with the lender pays dividends. #buytolet #mortgage #propertyfinance #financebroker

This gets you thinking, what would the smell be for where you work? #SME #Smallbusiness #scents bit.ly/4cUkQcC bit.ly/4cUkQcC

Networking works right? Thanks to #GDB and a get together at Tottington Manor recently, have just followed up with a new contact made at the event. PS - It was a great afternoon in the sunshine also! #networking #gatwickdiamond #smallbusiness #tottingtonmanor

At Sevenoaks property expo! Come say hello

If you take things at face value they can appear difficult. It is nearly always about the finer details which make a case make sense. This is one of those. A complex ownership structure and less formal tenancies. Underneath everything it just makes sense, and our lender agreed. R

There is never an ordinary commercial unit. At this unit a short while ago to put in place some commercial mortgage finance, what looks like one unit is in fact several titles arranged in a one off way! Sometimes you have to see and touch these properties to understand how to f

We want to finance our business premises they said. Well, this one is different. Not your typical business premises, but we like that! Always nice to be looking at financing something a little different (and yes that is a helicopter hiding in the trees). #businessfinance #commer

A constructor had a site where work had begun but stalled due to a prior lender pulling out of financing due to problems with a valuation. We stepped in, using a lender with an inhouse surveyor to work around the challenges. Really pleased to see this one complete. #propertydeve

Our client wanted to refinance some new commercial units where there were rent free terms, meaning a loan with a period of no income. We worked around this and got the finance in place. Happy client, happy us. #commercialmortgage #landlord #propertyfinance #financebroker

Client introduced to us, just emailed - "Just wanted to say a quick thank you for recommending David and Mandy to arrange the remortgage of the factory. There were a few wobbles along the way but that's when you need professional people like them who can sort things out without d

Love to see something a little different. Our client owned a number of former farm units their business traded from. Our client wanted to release £500k from these units for an onward purchase. Former farm units, rural location, different types of build, different uses, EPC exem

Really pleased to see our client take advantage from using the Government Growth Guarantee Scheme #GGS to remortgage a commercial property and massively reduce their commercial mortgage costs. #commercialmortgage #businessfinance #financebroker

Sometimes a proposal comes along which makes perfect sense for the borrower but where the lender sees it the opposite. This was one of those and proves that talking and having a relationship with the lender pays dividends. #buytolet #mortgage #propertyfinance #financebroker

We are also seeing SONIA rates (think how much it costs lenders to borrow) going up, a 5 year swap has moved to 3.814% up from 3.560% a month ago suggesting that the cost of fixed rate borrowing may not move as quickly if base rates are reduced next month. Whilst the budget tomo

If you take things at face value they can seem difficult. It is nearly always about the finer details which make an application make sense. This is one of those. A complicated ownership structure and less formal tenancies. Underneath everything it just makes sense, and our lender

A property developer had a project where work had begun but stalled due to a prior lender pulling out of financing due to issues with a valuation. We stepped in, using a lender with an in-house surveyor to work around the challenges. Really pleased to see this one complete. #pro