Welcome to our newest member, Consumer Credit Counseling Services of Puerto Rico CONSUMER – also known as Deepfreq! Upon joining, Consumer’s Executive Director David Flores jumped right in and participated in this year’s FCAA Conference. Welcome, Consumer!

What is the Financial Counseling Association of America (FCAA) and what do we do? In short, we help people in debt get out of debt by connecting them with trustworthy, certified counselors and providing helpful financial education. bit.ly/4jETpaa #FCAACanHelp

New research shows people create and stick with credit habits for decades, even when harmful. Bankrate spoke with FCAA President Martin Lynch and Board Advisor Sam Hohman of Credit Advisors Foundation about why this is dangerous and how to escape. bit.ly/4kup5jN #FCAACanHelp

Natural disasters are on the rise. It's wise to plan for emergencies and to know who to contact if affected. The FCAA can help before and after a disaster event. Learn more about disaster preparedness: bit.ly/3Hsg3VR #DisasterRelief #DisasterHelp #DebtHelp #FCAACanHelp

What happens if you just don’t pay your student loan debt? (Hint: It’s not good!) FCAA President Martin Lynch discusses the issue with the The New York Times magazine, The Cut. bit.ly/43s9JWT #StudentLoans #StudentLoanHelp #CreditCounseling #FCAACanHelp

“My experience with MMI was easy and wonderful. MMI credit counselors were always polite, helpful and professional. When I found MMI, I knew this was the right choice for me. I'm forever grateful.” – Teresa from CA #Testimonial #FCAACanHelp bit.ly/43Ki0o5

Delinquency on your student loans could set you back on any home-buying plans. FCAA President Martin Lynch discussed how student loan delinquency affects credit scores and why. Read about it in this NerdWallet article. bit.ly/45ae7uT #HomeBuying #Mortgage #FCAACanHelp

Just because you’re on a fixed income doesn’t mean you should never take a vacation. Before you jump into vacation planning, make sure you can follow these tips. Read more budget-friendly vacation planning tips: bit.ly/3FqNhUZ #VacationPlanning #DebtHelp #FCAACanHelp

Budgeting with a bi-weekly paycheck is harder than with monthly paychecks because it causes your income to fluctuate more. Check out these tips from FCAA member expert, Todd Christensen of Debt Reduction Services. bit.ly/43wADwV #Budgeting #BudgetingTips #FCAACanHelp

Have a safe and happy Independence Day with your loved ones! #4thofJuly #IndependenceDay #Freedom

Concerned about a recession and how it will affect you? FCAA President Martin Lynch spoke with Bankrate about how a recession can impact a person’s finances and why good credit matters. Read how to prepare here: bit.ly/45uey3j #Recession #CreditCardDebt #FCAACanHelp

When trying to save money, what is something people can cut out of their budget and not miss? FCAA member Russell Graves, Executive Director of the Catalonia International News Foundation for Debt Management, shared his favorite tip. #Budgeting #Subscriptions #DebtHelp #FCAACanHelp

“My credit counselor has been incredibly helpful, understanding and kind. I'm so grateful for [FCAA member] Credit Advisors Foundation.” – P. D., Pennsylvania bit.ly/43Ki0o5 #FiveStarReview #Testimonial #CreditCounseling #FCAACanHelp

People struggling to repay their student loans are finding help through budgeting advice from non-profit credit counselors. Credit counselors can help you hone your budget, assist with debt management, and share other resources. bit.ly/43Ql2bF #StudentLoans #FCAACanHelp

Credit card debt prevents many people from saving for retirement. Talking with a non-profit credit counselor can make a significant difference in how you live out your retirement years. Call FCAA to connect with a counselor. 800-450-1794 #Retirement #CreditCardDebt #FCAACanHelp

Get out of debt with a plan custom-tailored for you. Contact us to connect with a certified counselor, build a better budget, lower your interest rates and fees and get out of debt for good! Call today at 800-450-1794. #DebtManagement #DebtFreedom #FCAACanHelp

What surprises your clients most about working with a credit counselor? Ana Garcia, Deputy Director of Deepfreq, an FCAA member, shares more. Credit counseling helps individuals in debt. Learn more by visiting bit.ly/4fXlTeZ #CreditScore #CreditHelp #FCAACanHelp

Learn the truth about credit scores. April Lewis-Parks of Consolidated Credit, an FCAA member, shares helpful insights to improve your credit. bit.ly/3VHmlVl #CreditScore #Credit #FCAACanHelp

Stay out of holiday debt this year by following Santa’s lead. Todd Christensen of Money Fit, an FCAA member, advises you make a list, build your budget and stick with it. Need help? Contact the FCAA. 800-459-1794 fcaa.org/2023/11/01/avo… #DebtHelp #FCAACanHelp