The House of Lords is clear: fraud is now systemic. APP scams drive ~41% of UK fraud losses and banks cannot carry the burden alone. Prevention must move upstream, with technology and telcos accountable for where fraud actually starts.

Payments in 2026, in six moves: Identity merges with payments. Real-time and A2A scale. AI goes operational. Checkout becomes invisible. Embedded payments demand embedded compliance. Trust, not speed alone, becomes the growth driver.

Friction kills conversion. 31% of Europeans get frustrated by strict password rules, 63% forget logins monthly, and 23% weekly. You spend big to acquire customers - don’t lose them at checkout. Seamless identity is the win-win: higher trust, higher conversion. #KYC #AML

Network APIs are becoming a critical defence layer for UK banks and financial services firms, so we’re pleased to see UK Finance publish our latest article on how Gen AI-driven fraud is reshaping the threat landscape. ukfinance.org.uk/news-and-insig…

🏆 Big news: XConnect is a Gold Winner at the Juniper Research Future Digital Awards for Most Innovative Voice Fraud Mitigation Solution. Our IRSFCheck™ is recognised for proactively stopping IRSF and restoring trust in voice. xconnect.net/services/irsfc…

🏆🏆 Big follow-up: after yesterday’s win, SAFr Auth is now a Platinum Winner at the Juniper Research Future Digital Awards for Best Mobile Identity Solution. Two awards. Two products. One message: XConnect tech is setting the pace across voice and mobile identity.