📊 New research from Bank of America's Workplace Benefits team highlights the power of automatic plan features in driving retirement readiness. 401kspecialistmag.com/plans-with-aut…

📢 IRS Announces New Federal Tax Brackets for 2026 Big updates from the Internal Revenue Service this week: federal income tax brackets, standard deductions, key provisions are all getting a boost for 2026, adjusting for inflation. #taxes #taxplanning cnbc.com/2025/10/09/202…

👩‍🦳👨‍🦳 Retirement planning without heirs brings unique challenges and opportunities. Per Investopedia, being child-free can mean more financial flexibility, but it also requires intentional planning for health care, estate management, and legacy building. investopedia.com/retirement-pla…

Underconsumption Core: Spend Less, Live More—The Secret to Sustainable Wealth What if the path to financial freedom isn’t earning more—but spending less? Welcome to the Underconsumption Core, a mindset shift that prioritizes intentional living over endless upgrading.

A recent Bank of America survey highlights the growing financial concerns among US workers. With nearly 85% of consumers carrying some form of personal debt, financial well-being has taken a hit. finance.yahoo.com/news/u-workers…

A recent surge in retirement plan adoption among small businesses is being fueled by several key factors, including SECURE 2.0 tax incentives, pooled employer plans (PEPs), and state-run retirement programs. plansponsor.com/whats-driving-…

As Social Security’s trust funds near depletion, younger generations are questioning their reliance on the program. With its future uncertain, many in Gen Z and Millennials are choosing to not include it in their retirement plans. (Source: MarketWatch) marketwatch.com/story/should-g…

Warren Buffett: “Time Is Your Friend; Impulse Is Your Enemy” — Master the Long Game Warren Buffett didn’t build his fortune by chasing trends—he did it by mastering patience. In this video, we unpack one of his most powerful quote. Sign up at plootus.com today!

New data from the #FINRA Investor Education Foundation highlights a worrying trend: More U.S. adults are struggling to make ends meet, even as inflation continues to drive up costs. 401kspecialistmag.com/americans-faci…

This week, markets reacted to surging gold prices, signals of upcoming Fed rate cuts, and strong earnings from major U.S. banks fueled by Wall Street momentum. Morgan Stanley J.P. Morgan Goldman Sachs Bank of America Wells Fargo

A new issue brief from Equable Institute, based on a 2024 survey with the EdWeek Market Brief Research Center, shows that teacher pension contributions have grown 220% since 2001 — far outpacing the 33% growth in K-12 budgets over the same period. plansponsor.com/rising-teacher…

According to Fidelity Investments , the average 401(k) balance climbed to a record $137,800 by June 30, up 8.4% from Q1. Even more striking: the number of accounts with $1M+ rose to 595,000, with the majority held by Gen Xers, who are nearing retirement age. (CNN) cnn.com/2025/09/04/bus…

What do early mornings, gratitude, and automation have in common? They’re habits shared by millionaires—and backed by behavioral science. Here, we break down the success routines Tony Robbins lives by and show how science confirms their impact on your brain, money & mindset.

Retirees are increasingly anxious about whether their savings — and Social Security — can keep up with tariff-driven inflation. PLANSPONSOR plansponsor.com/retirees-fear-…

⚖️ Private equity in your 401(k): who really wins? (Source: MarketWatch) The risks are compounded by high fees, limited access to top funds, and industry dynamics that have shifted dramatically since the 1980s. marketwatch.com/story/private-…

“The Psychology of Money” by Morgan Housel—What Every Everyday Investor Should Know Why do some people with average incomes retire wealthy—while high earners stay broke? #PsychologyOfMoney #MorganHousel

👩‍💼👨‍💼 Three out of four Americans plan to work in retirement. #EBRI According to the 2025 Employee Benefit Research Institute (EBRI) Retirement Confidence Survey, 75% of respondents expect to keep working even after leaving their primary careers. usatoday.com/story/money/20…

The MFS Investment Management 2025 Global Retirement Study found: 💡 76% of U.S. participants say they must save more than planned to meet retirement goals (up from 52% last year). 💡 61% expect to work longer (vs. 42% in 2024). 401kspecialistmag.com/inflation-savi…

This week’s newsletter dives into gold’s brutal sell-off, a wild meme stock rally, and India’s shifting trade stance with the U.S. #gold #tariff #bitcoin #memestocks #trading #investing #prices #news

🏡 Vacation home in retirement: keep, rent, or sell? In a recent Kiplinger feature, financial planners weighed in on what retirees should do when their second home sits mostly unused. kiplinger.com/retirement/ret…