The Budget Yoloer (@thejagtrader) 's Twitter Profile
The Budget Yoloer

@thejagtrader

I live between being a minimalist and a yoloer.

ID: 217216807

calendar_today18-11-2010 22:19:10

2,2K Tweet

195 Followers

3,3K Following

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

China and India are getting their oil. They have no incentive to pressure Iran for a deal. This war ends when China wants it to. Not when Trump does.

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

The longer this goes — the more the system you’re fighting to protect gets stressed by the fight itself. That’s not bullish. That’s the most bearish macro setup in 50 years.

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

What if tariffs were never about trade? They were the setup. Weaken China. Attack Iran. Secure Hormuz. Go to Beijing from strength. Trade tariff relief for yuan oil settlement abandonment. Dollar dominance preserved for a generation. Trump’s wild card. For investors

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

Most physicians will never be able to contribute directly to a Roth IRA. The income limit phases out around $161k. Attendings blow past that in year one. But there's a legal workaround called the Backdoor Roth IRA. Contribute $7,000 to a traditional IRA → immediately convert

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

Watching ASTS break below the 0.382 daily fib at $80. Next confluence zone: $66-68. Daily 0.236 meets weekly 0.5 fib. That's where the real buyers show up. -40% drawdown. No monthly signal. Thesis intact. Satellites still launching Q3-Q4 2026. Maximum scary is where maximum

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

Hot take: don't buy a house during residency. Reasons: — You don't know where you're fellowshipping or practicing yet — Resident salary makes qualifying hard without physician loans — Transaction costs eat you alive if you sell in 3 years — Intern year is hard enough without a

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

HIMS daily BULL2 just fired. My system confirmed the reversal. Up 42% in March while the market was down 9%. Novo Nordisk live. FDA clearing the field. Peptides owned in-house. The daily signal just gave the green light. Discipline is the edge.

HIMS daily BULL2 just fired.

My system confirmed the reversal.

Up 42% in March while the market was down 9%.

Novo Nordisk live. 

FDA clearing the field. 

Peptides owned in-house.

The daily signal just gave the green light.

Discipline is the edge.
The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

Gold crashed because Asian importers couldn't access dollar credit — not because of inflation fears. The Euro dollar system was already fragile before the war. The credit stress doesn't end when the war ends. That's Act 2.

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

The taco rally is real. Enjoy it. But understand what it is. It's the market pricing the end of the war. It's not pricing what comes after. The Euro dollar credit system was broken before the first missile hit Iran. Peace deals don't fix broken credit systems. Those take

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

Do you need life insurance as a resident? Honest answer: only if someone depends on your income. Single, no kids, no one relying on your paycheck? You can wait. Married, kids, or a spouse who left their job to support your training? Get term life now. 10–12x your income. 20–30

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

The average physician loses $500,000 to lifestyle inflation in the first 3 years of attending practice. Not to bad investments. Not to taxes. To lifestyle creep. The jump from $65k resident to $300k attending feels infinite. So the car gets upgraded, the house gets bigger, the

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

You matched into a specialty that pays $300k. Congratulations. Here's what that actually looks like after taxes and deductions: Gross: $300,000 Federal + state tax: ~$90,000 FICA: ~$10,000 Health/malpractice/benefits: ~$15,000 Take-home: ~$185,000 — about $15,400/month Now

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

Here's everything we covered — your financial starting point as a new physician: Disability insurance — buy during orientation, no underwriting First paycheck — set up the system before you spend Student loans — PSLF or refinance, decide now Residency 401k — start small, start

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

i built an arb model a year ago and backtested it to 1976 it would have caught every major SPX turn: dot-com crash ✓ 2008 financial crisis ✓ 2020 covid dump ✓ 2022 bear market ✓ first live call? the 2025 correction. nailed it. model is in BEAR regime right now and that's

i built an arb model a year ago and backtested it to 1976

it would have caught every major SPX turn:

dot-com crash ✓
2008 financial crisis ✓
2020 covid dump ✓
2022 bear market ✓

first live call? the 2025 correction. nailed it.

model is in BEAR regime right now

and that's
The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

Most doctors own 30+ stocks they can't explain. I own 10. Here's the framework: 4 Fast Growers (the return engine) 3 Stalwarts (the compounders) 2 Turnarounds (the asymmetric bets) 1 Wildcard (the swing) This is Peter Lynch's edge, translated for busy physicians. Fast

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

The Fast Grower Filter Most investors buy stocks that are going up. That's why most investors underperform. Here's the filter I use to buy fast growers BEFORE they rip: → Monthly trend: UP (long-term story intact) → Weekly trend: DOWN (sellers still in control) → Daily

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

Stalwart vs Fast Grower Rules Here's what kills most doctor-investors: They buy $MSFT and trade it like $HIMS. Wrong stock. Wrong rules. Guaranteed underperformance. Fast growers and stalwarts are different animals. They need different playbooks. FAST GROWERS ($HIMS, $ZETA,

The Budget Yoloer (@thejagtrader) 's Twitter Profile Photo

i'm building a custom home on the water in Charleston, SC thinking about documenting the entire process here and on YouTube — permits, design, framing, all of it would anyone actually watch a full home build series from start to finish? drop a 🏠 if you'd follow along