Smarter Loans has multiple loan calculators on our website to help you fully understand your payment responsibility and your total loan cost.

Words of wisdom from Walt Disney 👏  All our dreams can come true if we have the courage to pursue them.

Did you know that micro-businesses dominate Canada's economy, making up a staggering 75% of all businesses. That means the majority of Canadian entrepreneurs and small businesses are succeeding with teams of 9 or less.

Vivian Tu left J.P. Morgan to teach everyday wealth building. She started Your richbff  where she’s redefined financial literacy for Millennials and Gen Z, blending street smart advice with her institutional expertise. She proves money mastery isn’t just for the elite.

Refinancing your car loan is an option many people overlook! Whether you’ve improved your credit, found lower rates, want to lower payments, change your loan term, refinancing could help save you money.

Did you know that there are two main credit reporting bureaus in Canada and often they will each have different scores for you. The difference resulting from the way the bureau’s algorithms calculate your score.

Joke time! How did the accountant propose to his girlfriend? With an engagement letter. 😆

Words of wisdom from Jackie Joyner-Kersee 👏 It's better to look ahead and prepare than to look back and regret.

Tired of waiting for the perfect time to renovate? With a home renovation loan from Smarter Loans, you can start transforming your space today with no more delays!

We appreciate your feedback Scott. Discretion and efficiency are what we aim for, so it’s great to hear we delivered.

Do you need funding but you have a less than perfect credit score? Many of Smarter Loans lenders take a different approach and base approvals on your projected revenue, not just your credit score.

Boating season is here! Smarter Loans helps you finance boats, jet skis, and gear with competitive rates. Your perfect summer starts now! smarter.loans/motorsport-loa…

Happy Canada Day! 🇨🇦 Enjoy the day off today.

What credit score do you need to qualify for a loan? It depends on the lender but many of our lenders have options for various credit scores.

Words of wisdom from Harry Golden 👏  The only thing that overcomes hard luck is hard work!

Diversify your credit mix by having various open accounts; like credit cards, loans, a mortgage, or line of credit. Consistently paying these on time demonstrates reliability, which can boost your credit score.

David Chilton David Chilton  is a Canadian author, financial expert. His book The Wealthy Barber a best seller that made money management accessible through storytelling. Chilton became a trusted voice in financial literacy helping millions improve their financial habits.

Thanks for sharing your positive experience with Smarter Loans It’s always reassuring to hear about borrowers who receive excellent service. Glad we could help you Chris. All the best.

Smarter Loans has lenders who specialize in multiple business channels. Many have experience in niche businesses that may be ideal for yours.

A recent Bank Of Canada survey revealed that 32% of Canadian businesses expect a recession over the next 12 months. Smarter Loans has multiple funding partners available to help you along the way.