"But how will you retire early if your money is in your 401(k)???!!" Easy 😎

College changed my life in so many ways If you only want the highest return on investment, there's probably better options (unless you get great scholarships) Let's stop acting like college is only for high paying jobs Most people I knew weren't there for that

You don't need to earn more money You just need to spend less

I wish I could just work two remote jobs and make $200k It's not possible in my industry, but seems like such a hack Hopefully YouTube and side hustles make up for it a little bit... But i don't think those will pay $100k per year any time soon (probably never 😅)

Lmao yeah it's pretty easy to pick the winners after they already won 😅😅😅 Also, huge difference in risk levels. Some stocks SHOULD beat the market, but they're more unstable If you think beating the market is easy, check how many people actually succeed Are you special?

"Buy what Buffet buys" "Don't buy the S&P 500, you can beat it" Literally the same person lmao 🤣 FinTwit is too much sometimes

Terrible market mews today... The S&P 500 crossed 5000 I liked buying during the dips 😥

Who even defines what is lean FIRE, normal FIRE, and fat FIRE? Just try to find your balance In general, I'd usually trade things for time I want fast FIRE

Can anyone actually tell me the line between -Fat FIRE -Normal FIRE -Lean FIRE Or do people just like using new terms

This isn't true You can check the data, but they usually move together Early in your career, it might not be difficult Not to say job hopping can't be really valuable But I wouldn't call this "the sad reality" It's just how math works lol

Expecting immediate returns Thinking 1k will turn into 1M Ignoring trading fees Thinking managers can beat the market Ignoring manager fees Not understanding the risk vs reward tradeoff And not understanding efficient market pricing Problem a few other things too 😅

I don't need Tinder to connect to Instagram I need it to connect to LinkedIn

If you think renting is throwing money away... What do you think about interest payments on your mortgage??

You can either 1) make excuses OR 2) retire early I lived with roommates, don't own a car, eat rice and eggs, and work hard I could say it's "too hard" But I'd rather reach financial freedom

A lot of people will say: "Money doesn't buy happiness" But they still live like it does

Sort your expenses into 4 quadrants Low cost, low benefit Low cost, high benefit High cost, low benefit High cost, high benefit If you're living paycheck to paycheck, you're spending too much Start with high cost low benefit things. I promise there's $1,000 to save

I buy everything I want to buy But, at least right now, that means spending $50,000 per year to buy my freedom Once I've finished purchasing that, we'll see

If you want to be rich, earn more (maybe) If you want financial freedom, spend less It's that simple

People think I love biking cuz I don't own a car Nope. Just love saving money.

For context on this YouTube comment, I'm 23 😅