Loved going to Montreal with my daughter and her friend for the city's Vegan Festival. We all got to meet AvantGardeVegan Gaz Oakley. Getting ready for our first #vegan Christmas :)

This is an amazing story shared to us by Prudence Debtfree amazing work!!! Paid off $257,000 in just under 6 years! womensmoneytalk.com/understanding-…

Happy birthday, Amy Amy Blacklock !

Test driving Gaz Oakley AvantGardeVegan Christmas cookbook before the big day. Our first vegan Christmas will definitely include this Ultimate Christmas Roast 🍴🙂

#CreditChat Q4: We owe our success in debt-repayment to Dave Ramsey . His book, The Total Money Makeover, cut through the financial fog in my brain and provided us with our debt plan. His steps to debt-freedom work! ow.ly/N9PS30ojhQe

#CreditChat Q3: We saved for a new roof & other expenses while paying off debt. It slowed down our progress, but it prevented us from dipping further into debt. Long-term savings were on hold until we paid off all non-mortgage debt. ow.ly/cb6w30ojhqv

#CreditChat Q1: We stayed motivated by focusing on one debt at a time and by tracking its progress to ZERO month-by-month. Smallest debt first = quick victory = motivation for the next, larger debt. ow.ly/guC730ojh0d

#CreditChat Q5: We cut back most on food, travel, and entertainment. Grocery bills - reduced by 25%. Road trips, not flights. Camping & staying with friends & family, not at hotels. Board games & pot lucks, not bars & restaurants. ow.ly/BxQD30ojixb

#CreditChat Q6: It is a good idea to use savings to pay off debt as long as no penalty is incurred. Otherwise, keep the savings/investments in place (as per the advice of@DaveRamsey ) ow.ly/WguP30ojiZG

#CreditChat Q7: Debt settlement does not address the habits that get many of us into debt in the first place. As a debtor, I had to face my character flaws and build new discipline. Debt settlement would have robbed me of that opportunity for growth. ow.ly/SyDU50p0Yzx

#CreditChat Q8: This is a sensitive issue! There are high, medium, and low-income debtors. It's tough for all, but a low income can make debt-repayment seem impossible. There are people who have done it though. Find the stories of those who have, and let their success fuel yours.

#CreditChat Q9. Borrow The Total Money Makeover from your local library. Also, read the blogs of people who are trying to get out of debt, and get engaged in the online community. This influence will counteract the constant bombardment of ads that work on us to buy, buy, buy.

#CreditChat Q10: We paid off all debt from June 2012 - Sept 2018. We never once went back into debt ... until the very end! We've learned our lesson, and will continue to stay vigilant. Our debt-repayment plan has been replaced by plans for the future :) ow.ly/8di530ojlbV

Special thanks to Rod Griffin Prudence Debtfree Steve Stewart | #PodcastEditor 🎧 Whitney Hansen @theirmoneygoals Mr. Jamie Griffin Consolidated Credit and Leslie H. Tayne, Esq for joining us today on #CreditChat!

Advice please. My millennial daughter, just graduated, about to start her career, actually asked me for 2 pf books. Which 2 should I give to her?

I'm so glad that Tonya continues to write! "How Anxiety is Like the DMV". ow.ly/JLtJ30pgJjH @Beachbudget

Congratulations to our finalists Marie Ferreira @DebtFreeSunnyCA Jackie Beck @the76kproject for Best Debt Freedom Blog presented by Yes, I Am Cheap. For a full list of finalists, check out the 10th Annual The Plutus® Awards Presented by @AmericanFunds #capitalgroup…

#BellLetsTalk "Morgan is sharing her song in hopes of reducing stigma, helping others to understand depression, and helping those who might relate to this experience feel less alone." ocdsbxl.com/morgans-story-… #RHSBouncingBack Ridgemont HighSchool @ocdsbxl OCDSB Please RT Bell Let's Talk

And they have began dancing!!! SPREAD THIS!!! These are peaceful protests in DC!! KENNY_SWAY’s rendition of “Man in the Mirror” #washingtondcprotest #blacklivesmatter PoPville WUSA9 Black Lives Matter DC