Phil Hyland (@pjhlaw) 's Twitter Profile
Phil Hyland

@pjhlaw

Translating my knowledge and experience in the law into value at yogahr.co.uk. Finishing off at PJH Law with the care home worker cases.

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linkhttp://www.yogahr.co.uk calendar_today02-03-2011 11:38:06

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The problem with the state pension is governments have taken both employee and employer contributions in the form of national insurance, but have not set aside and invested the money to meet the liability -ditto many public sector pension schemes such as the NHS.