Mohamad Fairuz Izwan (@mfairuzizwan) 's Twitter Profile
Mohamad Fairuz Izwan

@mfairuzizwan

Building youth thru financial literacy Reach out to me on my website for any banking application or financial literacy events

ID: 4619716993

linkhttps://s.mtrbio.com/mfairuzizwan calendar_today21-12-2015 07:22:37

16,16K Tweet

5,5K Followers

419 Following

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This tool lets you test drive a loan before making any commitments. You can gauge what you can afford and save like you’re already paying off a car loan installment—it’s all about building smart habits early! #ItsGottaBeMAE Maybank

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On Friday, I had the privilege of conducting a financial literacy session titled “Financial Literacy 101: Avoiding Common Financial Pitfalls After Graduation”. The Q&A session was extremely engaging and I was not expecting tha huge turnout! #Bankerguru #financeguru

On Friday, I had the privilege of conducting a financial literacy session titled “Financial Literacy 101: Avoiding Common Financial Pitfalls After Graduation”.

The Q&A session was extremely engaging and I was not expecting tha huge turnout!

#Bankerguru #financeguru
Mohamad Fairuz Izwan (@mfairuzizwan) 's Twitter Profile Photo

Start talking about money early in your relationship. Set clear expectations, understand each other’s financial goals, and create a plan where both partners play a role. Money conversations today can save you from major disagreements tomorrow. #bankerguru #financeguru

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Marriage isn’t just about love; it’s about planning for the future—together. If something happens to you, this ensures your spouse and children are financially secure. Start thinking about the legacy you want to leave. It’s not just about the now; it’s about securing the later.

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In any relationship, money talks can feel overwhelming, but the solution often boils down to two key strategies: 1️⃣ Control Your Cash Flow Together 2️⃣ Expand Your Income as a Unit Money isn't just about numbers; it's about trust, communication, building a life you both envision.

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2024 Family Finances WRAPPED. Some very good insights to myself and wife so that we can work together to better our financials #bankerguru #financeguru

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Minimum wage naik, tapi apa maksudnya untuk kita? 🏠💰 Lebih kuasa membeli? Peluang baru untuk perniagaan kecil? Jom sama-sama manfaatkan perubahan ini! #Belanjawan2025

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Another great tip is for you to test drive your loan. Take 6 month, save up the car monthly installments. If you are able to do it, it means you can afford the car and now you have your downpayment ready.  #bankerguru

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The essence of budgeting is telling your money where to go. How do you tell your money where to go? There are many methods to do so. There are 50/30/20, Zero based budgeting, envelope method and etc. #Bankerguru #financeguru

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Retirement isn’t about age, it’s about choice. Plan now so you can live the life you’ve always dreamed of later and remember, your kids are not your retirement plan!

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The 3/3/5 rule can be a useful guideline. This means your monthly housing expenses should not exceed 30% of your gross income, your total mortgage debt should not surpass 30% of your income, and your house price is 5x your salary!  #bankerguru #financeguru

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Plan your bonuses spending! Too many people waste their bonus on things they don’t actually need. Here’s are some to AVOID: ❌ Buying a new car  ❌ Shopping sprees  ❌ Lifestyle upgrades that trap you in high expenses so what’s YOUR bonus plan? 👇 #bankerguru #financeguru

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Your 40s should be about financial freedom, not financial stress! Are you on track, or is it time for a financial reset? #bankerguru #financeguru

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Your emergency fund is your financial backup! This financial coaching session talks about these mistakes: 1️⃣ Over-relying on credit cards 2️⃣ Investing in risky assets 3️⃣ Delaying savings #bankerguru #financeguru

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Ramadhan is a time for self-discipline, but every year, many fall into the same money mistakes— Before you swipe that card or fill your shopping cart, ask yourself: Is this spending bringing barakah or just financial stress?  #bankerguru #financeguru

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Maybank Trade MY app definitely is one of my recommendations if you are planning to start investing. Download the app today and place your first three trades to get RM30 worth of shopping voucher! Maybank #MaybankTradeMYapp #TradeYourWayForward #Bankerguru #Financeguru

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We used to plan for retirement until 80. Now Malaysians might live to 100. EPF ISWC 2025 reminded me: longevity is a gift but only if your money, health, and purpose can keep up. Are we ready for the 100-year life? #ISWC2025