Dr. Martin Luther King Jr.’s legacy reminds us that the most meaningful impact often extends far beyond our own lifetime. Today is a moment to reflect on the values we stand for, the example we set, and the legacy we leave behind. #MLKDay #MLKLegacy #LegacyMatters

Most retirees treat RMDs as a year-end task. In reality, RMD timing affects taxes, Medicare premiums, and flexibility all year—especially in 2026 with new income thresholds. Read more: libertygroupllc.com/blog/rmd-plann… #RMDs #RetirementPlanning #TaxAwareness #Medicare

Catch-up contribution rules change in 2026 for some higher earners. Certain contributions may shift from pre-tax to Roth, trading a deduction now for tax-free income later. #RetirementPlanning #TaxPlanning

Early-year planning offers more flexibility before income and deadlines lock in. Our 2026 Early-Year Tax Moves Guide shows what to review now. libertygroupllc.com/early-year-tax… #TaxPlanning #EarlyYearPlanning

Charitable giving and legacy planning reflect the values you want to carry forward. Thoughtful planning can help turn generosity into lasting impact. #WednesdayWisdom #CharitableGiving #LegacyPlanning

Take your RMD early—or wait? There’s no one-size-fits-all answer. Timing affects taxes, Medicare costs, and income flexibility in 2026. Read more: libertygroupllc.com/blog/rmd-plann… #RMDs #RetirementIncome #TaxPlanning

A new year is a chance to reset how your money works for you. Thoughtful planning isn’t about headlines—it’s about building steady income and flexibility that lasts. #FinancialClarity #ThoughtfulPlanning

Generation-Skipping Transfer Tax (GSTT) may apply when assets pass directly to grandchildren or later generations. It’s designed to limit bypassing estate taxes and often comes up in larger, multi-generational plans. #EstatePlanning #LegacyPlanning

Time often matters more than perfect timing. Staying invested and consistent gives compounding room to work over the long run. #FinancialClarity #LongTermThinking

RMDs don’t have to be just another box to check. With planning, they can support tax awareness, charitable goals, and long-term legacy decisions—especially in 2026. Read more: libertygroupllc.com/blog/rmd-plann… #RMDs #RetirementStrategy #CharitableGiving

Social Security’s 2026 COLA is 2.8%. But higher Medicare Part B premiums may absorb about one-third of that increase. The net change is what matters. #SocialSecurity #COLA

Most financial stress comes from waiting. January offers time, flexibility, and better options. Our January planning checklist breaks it down: libertygroupllc.com/blog/your-janu… #WealthPlanning #TaxPlanning

Happy Birthday, Emilee! 🎂 Sending best wishes for a great day and many good things in the year to come. #HappyBirthday #LibertyGroupBirthdays #LibertyGroupTeam

Early-year planning offers more flexibility than waiting until later. Updated 2026 brackets and limits make January a key review window. Explore the 2026 Early-Year Tax Moves Guide: libertygroupllc.com/early-year-tax… #TaxPlanning #EarlyYearPlanning

Many financial rules are situational. Taxes and required distributions often depend on where assets are held—not just age or balance. Details matter. #RetirementPlanning #TaxAwareness

Most financial stress isn’t from bad decisions—it’s from waiting too long. January offers time and flexibility before options narrow. See our simple January checklist: libertygroupllc.com/blog/your-janu… #FinancialClarity #PlanningAhead

Full retirement age reaches 67 in 2026 for those born in 1960 or later. Claiming earlier reduces benefits; waiting beyond FRA can increase them (up to age 70). Timing matters. #SocialSecurity #FRA

Social Security taxes aren’t based only on your benefit. Provisional income includes other sources—sometimes even tax-free interest. A small detail that can change the outcome. #ThursdayTips #RetirementIncome

Planning feels stressful later in the year because options narrow. January is different—there’s time to think and adjust. See our January financial checklist: libertygroupllc.com/blog/your-janu… #FinancialPlanning #EarlyYearMoves

Wishing you a very happy birthday, Sheri! 🎉 Hope today brings something that makes you smile and a year ahead filled with good moments. #HappyBirthday #LibertyGroupBirthdays #LibertyGroup