Physically in Guelph, mentally in Augusta.

Changes are set to come to the Home Buyers Plan. Recap: - RRSP withdrawal increases to $60k, was $35k - RRSP repayments start up to 5 years post-purchase; was 2 years - Same 15-year repayment window - Annual repayment (assuming maximum withdrawal) increases to $4k, was $2,333

PSA re: the new HBP limit of $60,000. If you are anticipating a home purchase in the very near term - read this to avoid a big mistake. The HBP has a 90 day rule. This means that any amounts withdrawn from your RRSP via the HBP must have been inside your RRSP for at least 90

Just me, or is showing off sales awards in client settings a weird flex?

If I'm a business owner listening to #Budget2024, I realize that I've never needed professional advice more.

Federal Budget just dropped and there's a lot to unpack. If you are incorporated or have a trust - the capital gains inclusion rate rising from 1/2 to 2/3 is something you NEED to understand. More of your capital gain is taxable. Here's how that affects you: 👇🧵

Title protection in Ontario is a failure – and it’s time we admitted it /via The Globe and Mail theglobeandmail.com/investing/glob…

Capital gains tax rates in Canada are a function of the capital gains inclusion rate and the income tax rate. Budget 2024 proposes increasing the inclusion rate to 66.67%, up from 50%. The result is a top capital gains rate of 35.69% in Ontario, among the highest in history.

POV: when you wake up shivering, then look over at bae

Just witnessed Jason and Brian Portnoy speak at the IAFP Symposium and were excellent. Sign up for this free event.

2025 figures! Following this morning's CPI announcement, we now have the entire dataset required to determine many figures relevant to Canadians for the year 2025. I calculated what the indexation increase will be that is used to inflate the 2024 figures to get the 2025

Avoid being sued over KYP shortfalls by Jason Pereira buff.ly/3A3CI7u

As a dog-dad, including the sound of a doorbell in a commercial is diabolical.

Me: looks out the window as the plane prepares to land My brain: buddy, that golf course looks NICE!