C. Kirabo Jackson (@kirabojackson) 's Twitter Profile
C. Kirabo Jackson

@kirabojackson

Economist at @sesp_nu, @NorthwesternU
Editor-in-chief @AEAjournals

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linkhttps://works.bepress.com/c_kirabo_jackson/ calendar_today12-04-2016 15:49:55

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C. Kirabo Jackson
@kirabojackson

6 months ago

Such a policy, though well meaning, will almost certainly lead to credit rationing whereby low-income borrowers get no credit at all. A cap at 30% could be beneficial, but 10 is too low. To be clear, this is not just a hot take, research indicates this.