Choosing beneficiaries seems very simple, but it can become very messy if you haven’t thought through all of the “what if” scenarios. The mistakes I see most commonly when electing beneficiaries: 1. No election - this is an easy fix 😃 2.Outdated elections - also an easy fix

Things you should know about your 𝐑𝐞𝐬𝐭𝐫𝐢𝐜𝐭𝐞𝐝 𝐒𝐭𝐨𝐜𝐤 𝐔𝐧𝐢𝐭𝐬 (RSUs). •They are taxed as supplemental income when they vest. •Most employers sell a portion of your vested shares to withhold tax on your behalf. 𝐓𝐡𝐞 𝐚𝐦𝐨𝐮𝐧𝐭 𝐰𝐢𝐭𝐡𝐡𝐞𝐥𝐝 𝐚𝐧𝐝 𝐲𝐨𝐮𝐫

𝐃𝐨𝐥𝐥𝐚𝐫-𝐂𝐨𝐬𝐭-𝐀𝐯𝐞𝐫𝐚𝐠𝐢𝐧𝐠 is a strategy where you invest a fixed dollar amount on a regular basis - regardless of whether the market is up or down. But, does 𝐃𝐨𝐥𝐥𝐚𝐫-𝐂𝐨𝐬𝐭-𝐀𝐯𝐞𝐫𝐚𝐠𝐢𝐧𝐠 work?? If you have a pile of cash, are you better ripping the

And if, instead, it results in my legacy being the guy who made accurate information accessible and digestible to people in my network - I’m cool with that, too 🤙🏼 … but it has been pretty fruitful and I’m just getting started.

When I meet with prospects, there are typically at least 3 GLARING issues with their current “plan” that I can help diagnose. This builds credibility, but the advice means nothing without execution. Accountability is everything.

I have 100% had the same experience. They like the content, but they don’t “like” the content.

There’s no shortage of whiskey at my bar, but my newest bottle is definitely the most special. The barrel was selected by a local group in memory of Deputy Jacob Pickett. All proceeds go to families of fallen officers. Happy to back the boys in blue!

Humble brag: First time in a longggg time that neither my kid nor my dog woke me up in the middle of the night. I feel invincible.

I have a large group of close friends around Indy (where I live), but as time has gone on and families have grown we don’t see each other as often as we once did. About a month ago, we started to end our workdays a little early on Fridays and get together for a libation or two.

Also, call your mom.

Benjamin Franklin wrote “…in this world nothing can be said to be certain, except 𝐝𝐞𝐚𝐭𝐡 𝐚𝐧𝐝 𝐭𝐚𝐱𝐞𝐬.” If 𝐝𝐞𝐚𝐭𝐡 𝐚𝐧𝐝 𝐭𝐚𝐱𝐞𝐬 are the only two certainties of life… perhaps we should plan for them! Yet MOST people I meet with are without an up-to-date estate

Is 𝐜𝐡𝐚𝐫𝐢𝐭𝐚𝐛𝐥𝐞 𝐠𝐢𝐯𝐢𝐧𝐠 important to you? My goal is to never influence the 𝘢𝘮𝘰𝘶𝘯𝘵 my clients are giving, but I do want to help make what they plan to give more 𝐭𝐚𝐱-𝐞𝐟𝐟𝐢𝐜𝐢𝐞𝐧𝐭. For most people, giving cash from a checking or savings account is

𝐓𝐡𝐞 𝐭𝐚𝐱 𝐜𝐨𝐝𝐞 𝐟𝐚𝐯𝐨𝐫𝐬 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬 𝐨𝐰𝐧𝐞𝐫𝐬. It doesn’t matter if your business is your 𝐟𝐮𝐥𝐥-𝐭𝐢𝐦𝐞 𝐣𝐨𝐛 or your 𝐬𝐢𝐝𝐞 𝐡𝐮𝐬𝐭𝐥𝐞. If you own a business and you don’t have a business retirement plan established, you are: •Limiting your

Daylight savings with a baby challenge one: spring forward. Daylight savings with a baby challenge two: fly to Scottsdale in a couple weeks where it is effectively now 3 time zones different. Ts and Ps appreciated.

A lot of finance twitter accounts have never invested through a period where US large cap stocks have stunk relative to other asset classes. Will be interesting when it happens.

Welcome back, Jake! Highly successful prep coach Jake Gilbert returns to the Wabash football staff as defensive coordinator in 2024-- with bigger plans for the future. 🔗: bit.ly/4cmFFhU

I always see people say “𝐢𝐟 𝐲𝐨𝐮 𝐝𝐢𝐞, 𝐲𝐨𝐮𝐫 𝐜𝐨𝐦𝐩𝐚𝐧𝐲 𝐰𝐢𝐥𝐥 𝐡𝐚𝐯𝐞 𝐲𝐨𝐮𝐫 𝐣𝐨𝐛 𝐨𝐩𝐞𝐧𝐢𝐧𝐠 𝐩𝐨𝐬𝐭𝐞𝐝 𝐛𝐲 𝐭𝐡𝐞 𝐞𝐧𝐝 𝐨𝐟 𝐭𝐡𝐞 𝐰𝐞𝐞𝐤” Most people feel 𝐫𝐞𝐩𝐥𝐚𝐜𝐞𝐚𝐛𝐥𝐞 by their employers. And yet, so many people rely SO heavily on

Don’t worry, Scottie Scheffler is going to be humbled soon. The dad ‘bed’ in the delivery room doesn’t care if you have 2 green jackets or have earned over $15 million in 4 months, it takes no prisoners.

Working with a financial advisor is very similar to hiring a dietician. A dietician could write me a perfect plan, but if I get home and consume exclusively Twinkies and Mr Pibb - I am unlikely to achieve my goals. I can tell you exactly what you need to do for the highest