Your year-end planning checklist: - Ensure you take your RMD - If you're charitably inclined, give! - Max out your tax bracket via a Roth conversion - Spend eligible flex dollars - Contribute to 529's - Catchup on est tax payments - Enjoy the holiday season Did I miss any?

In case you’re wondering how SBF’s testimony will go, here’s a good example:

I've watched some testimony from John J. Ray III who took over FTX. He's calm, collected and matter-of-fact. A masterclass on performing under stress. He also was the CEO of Enron during its bankruptcy.

Celebrate the wins!

Felt good to get back to baking today! Happy Chanukah everyone.

If you live in Kansas the state sales tax on food, food ingredients and some prepared food goes from 6.5% to 4% effective 1/1/2023. By 2025 it goes to 0%.

Don’t be overheard complaining…not even to yourself. Marcus Aurelius

It’s funny to me that the government has a specific division in house bills for technical corrections. You’re telling me they sometimes make drafting errors when passing legislation the last week of the year?! No way!

I hope to never have to ride this giant shuttlecock out of a window.

What a game! Go Cats!

Be on the lookout for tax docs in the mail in the coming weeks and don’t throw them away. W-2, 1099, 1098, etc. You or your tax preparer will need them all!

Egg prices are high. We’ve been through a toilet paper shortage. How are middle schoolers supposed to cause trouble at night!?

If you had to pick one from each list to live in, what are your picks? I'll go first: - Most Expensive: San Diego, CA - Least Expensive: Kalamazoo, MI

My message to clients yesterday. creativeplanning.com/insights/silic…

If you were to sum up toys from my childhood this is pretty close. What’s missing?

Whatever you do for a career, do it with as much passion as Kevin Harlan does.

A basketball coach had $10.81 in his bank account. In a job interview, he used that money to cook a meal for another coach. Now, he’s National Coach of the Year. 9 lessons he told me about coaching, life, & success I’ll never forget:

Epic.

Jeff and I discuss what factors influence oil prices and who wins and loses when prices are volatile. bit.ly/3M3S9Td