Jawad Saleem (@jawadsaleem1982) 's Twitter Profile
Jawad Saleem

@jawadsaleem1982

#FinancialExpert with 20 years of expertise across diverse sectors. Board member & financial consultant. Passionate about driving financial growth & success. 📈

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linkhttps://www.linkedin.com/in/jawad-saleem-9149b418 calendar_today25-12-2012 08:44:43

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IMF's Verdict dailytimes.com.pk/1408670/imfs-v… via Daily Times Pakistan’s biggest crisis isn’t inflation or imports. It’s governance failure. The IMF’s Governance Diagnostic makes it clear: corruption, elite capture and broken institutions are blocking growth — not markets.

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Pakistan's Silent Fiscal Leak dailytimes.com.pk/1413136/pakist… via Daily Times Pakistan is losing billions because DC & FBR property valuations remain far below real market prices. This gap fuels under-declaration, undocumented wealth & weak tax collection — while the documented

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Pakistan's New Shadow Economy dailytimes.com.pk/1416347/pakist… via Daily Times 📢 New Article Published in Daily Times Pakistan’s New Shadow Economy: From Hawala to Crypto — And Why Money Is Quietly Leaving the System. Why is money disappearing from Pakistan’s formal economy?

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Subsidies don’t create competitiveness — productivity does. My latest op-ed in Daily Times explains why decades of export incentives failed to build globally competitive industries in Pakistan, and what must change now. 🔗 dailytimes.com.pk/1420345/pakist… #PakistanEconomy #Exports

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Cheap globalisation is ending — and Pakistan’s old export playbook is now obsolete. The world rewards: reliability, compliance, traceability, automation & carbon discipline — not just cheap labour. Pakistan isn’t being excluded loudly. We’re being quietly bypassed. Read:

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My latest column is now published in Daily Times: “Rs 5,000 Is the New Rs 500: How Inflation Has Shrunk Pakistani Lives.” Milk, rent, fuel, school fees — everything has reset upward, while salaries lag behind. This isn’t perception. It’s arithmetic. And it explains why even

My latest column is now published in Daily Times:

“Rs 5,000 Is the New Rs 500: How Inflation Has Shrunk Pakistani Lives.”

Milk, rent, fuel, school fees — everything has reset upward, while salaries lag behind. This isn’t perception. It’s arithmetic. And it explains why even
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Pakistan isn’t poor — Pakistanis are being made poor. My latest article is now live in Daily Times. 🧵 Key points: 1/ This is not just an inflation story. It’s about policy design that rewards informality and punishes compliance. 2/ Salaried citizens pay first. Undocumented

Pakistan isn’t poor — Pakistanis are being made poor.

My latest article is now live in Daily Times.

🧵 Key points:

1/ This is not just an inflation story. It’s about policy design that rewards informality and punishes compliance.
2/ Salaried citizens pay first. Undocumented
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We blame the IMF. We romanticize exports. We politicize the dollar. We celebrate stock rallies as recovery. But what if the real problem is the stories we tell ourselves? My latest in Daily Times: Five Economic Lies We Tell Ourselves Read: dailytimes.com.pk/1450473/five-e…

We blame the IMF.
We romanticize exports.
We politicize the dollar.
We celebrate stock rallies as recovery.

But what if the real problem is the stories we tell ourselves?

My latest in <a href="/dailytimespak/">Daily Times</a>:

Five Economic Lies We Tell Ourselves

Read:
dailytimes.com.pk/1450473/five-e…
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Ramadan is here. Inflation is ~6%. But flour is near Rs. 3,000. Cooking oil ~Rs. 600. Sugar ~Rs. 150. Utility bills rising. When inflation slows, prices don’t fall — they just rise more slowly. Ramadan feels expensive because purchasing power hasn’t recovered. Read:

Ramadan is here.
Inflation is ~6%.
But flour is near Rs. 3,000.
Cooking oil ~Rs. 600.
Sugar ~Rs. 150.
Utility bills rising.
When inflation slows, prices don’t fall — they just rise more slowly.
Ramadan feels expensive because purchasing power hasn’t recovered.
Read:
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Pakistan is not a failed economy. It is a deliberately small one. My latest in Daily Times argues that we’ve built an economy designed for survival — not scale. We manage crises. We don’t build global champions. Why does capital prefer land over industry? Why do businesses

Pakistan is not a failed economy.
It is a deliberately small one.

My latest in <a href="/dailytimespak/">Daily Times</a> argues that we’ve built an economy designed for survival — not scale.

We manage crises.
We don’t build global champions.

Why does capital prefer land over industry?
Why do businesses
Jawad Saleem (@jawadsaleem1982) 's Twitter Profile Photo

Pakistan is not a failed economy. It is a deliberately small one. My latest in Daily Times argues that we’ve built an economy designed for survival — not scale. We manage crises. We don’t build global champions. Why does capital prefer land over industry? Why do businesses

Pakistan is not a failed economy.
It is a deliberately small one.

My latest in <a href="/dailytimespak/">Daily Times</a> argues that we’ve built an economy designed for survival — not scale.

We manage crises.
We don’t build global champions.

Why does capital prefer land over industry?
Why do businesses
Jawad Saleem (@jawadsaleem1982) 's Twitter Profile Photo

A narrow waterway thousands of kilometers away could shake Pakistan’s entire economy. The Strait of Hormuz carries ~20% of global oil, and Pakistan imports 80%+ of its petroleum. Any disruption there means inflation, higher fuel prices, and pressure on our external accounts.

A narrow waterway thousands of kilometers away could shake Pakistan’s entire economy.

The Strait of Hormuz carries ~20% of global oil, and Pakistan imports 80%+ of its petroleum.

Any disruption there means inflation, higher fuel prices, and pressure on our external accounts.
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New Article Published The world is entering a new era of rearmament. Global military spending has reached record levels as conflicts and geopolitical tensions rise. From the Middle East crisis involving Iran to security challenges in South Asia, defence budgets are expanding

New Article Published

The world is entering a new era of rearmament.
Global military spending has reached record levels as conflicts and geopolitical tensions rise.

From the Middle East crisis involving Iran to security challenges in South Asia, defence budgets are expanding
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My latest article in Daily Times Signals Beyond the Storm: Pakistan’s Digital Momentum Amid Regional Turbulence Even as rising fuel prices, market volatility and regional tensions dominate headlines, Pakistan has quietly stepped into the 5G era—a shift that could shape the

My latest article in Daily Times

Signals Beyond the Storm: Pakistan’s Digital Momentum Amid Regional Turbulence

Even as rising fuel prices, market volatility and regional tensions dominate headlines, Pakistan has quietly stepped into the 5G era—a shift that could shape the
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Pakistan isn’t at war — but its economy is. Fuel, electricity, food — all rising quietly due to global conflict. My latest in Daily Times 👇 dailytimes.com.pk/1469235/pakist…⁠ #Pakistan #Economy #Inflation #Oil #Geopolitics

Pakistan isn’t at war — but its economy is.
Fuel, electricity, food — all rising quietly due to global conflict.

My latest in Daily Times 👇

dailytimes.com.pk/1469235/pakist…⁠

#Pakistan #Economy #Inflation #Oil #Geopolitics
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Pakistan’s real economic shift isn’t in headlines — it’s in its villages. From wheat fields to data fields, a silent transformation is underway: ✔ Traceability ✔ Financial inclusion ✔ Integrated supply chains The future isn’t agriculture vs tech — it’s both. Read more 👇

Pakistan’s real economic shift isn’t in headlines — it’s in its villages.

From wheat fields to data fields, a silent transformation is underway:
✔ Traceability
✔ Financial inclusion
✔ Integrated supply chains

The future isn’t agriculture vs tech — it’s both.

Read more 👇
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Pakistan doesn’t build cities anymore—it sells them. Plots over productivity. Files over foundations. My latest piece on how speculation is reshaping our urban future: dailytimes.com.pk/1475148/cities…⁠ #Pakistan #RealEstate #Economy #UrbanCrisis

Pakistan doesn’t build cities anymore—it sells them.

Plots over productivity. Files over foundations.

My latest piece on how speculation is reshaping our urban future:

dailytimes.com.pk/1475148/cities…⁠

#Pakistan #RealEstate #Economy #UrbanCrisis