Not a super exciting topic, but you’ll have to know this stuff - eventually. “Longer life expectancy projections could mean that individuals may be able to keep more of their retirement savings in their tax-advantaged accounts over a longer time period.” lordabbett.com/en/perspective…

I think Ben Carlson consistently offers as good a perspective as anybody.

The Nudge Theory: “Plan sponsors can “nudge” participants to improve their financial wellness by consolidating their prior-employer 401(k) accounts into their active accounts, and not cashing out.” benefitnews.com/opinion/nudge-…

wsj.com/articles/new-r… “This is a signal from the Labor Department that they are going to continue to beef up consumer protections to ensure rollover recommendations are really in consumers’ best interests,”

This is aptly out and a great way of looking at it. “While it is objectively and demonstrably in investors’ best interest to play the long game, when faced with the psychological pain of a loss, most opt to protect their downside.” fat-pitch.blogspot.com/2018/06/the-mo…

Good reminders here for getting your act together, your ducks in a row, whatever, before and into retirement ft.com/content/17164a…

Good pointers here on how to protect your retirement accounts (and other accounts) from fraud. I know setting up an online account can be a headache, but you really should. moneytalksnews.com/how-to-protect…

And now S&P 500 index funds are officially underwater in $TSLA since the stock was sold to them after rising 70% in a month. Good thing the S&P 500 has those boring stocks like GM and Bank of America, both up 20%+ since Tesla entered the S&P. Diversification works after all...

Investors in 2020: Beating the stock market is easy The stock market in 2021:

While people are seemingly getting rich off of digital NBA cards and whatever else, this is so well put by Blair H duQuesnay: “Slow and steady, asset allocation with rebalancing, is the only way I know to grow and preserve wealth with any consistency.” blairbellecurve.com/macro-thinking/

This is, somehow, simultaneously shocking and not at all surprising.

You love to see it!

Just to put things into perspective: The S&P 500 may have hit a new ATH today, but if you put the index in relation to the Fed's balance sheet, it is trading at the same level as in 2008, so equities have traded sideways since 2008, basically counteracting balance sheet expansion

Banks are really into the pavilion asset class

Thank you, Christine Benz, for making such a strong case for target date funds! morningstar.com/articles/10348…

Some good pointers on how to approach Social Security: wsj.com/articles/the-b…

A trillion. Forgotten.

If you haven’t seen this yet, this is worth a few minutes of your time. There are a handful of notable changes to retirement plans potentially on the way: jdsupra.com/legalnews/secu…