I agree, as long as you spend the same amount as you would with a debit card and pay off the balance in full every month, credit cards can be a good money tool.

If I wanted to make sure I never will have financial freedom, I would: 1. Put off saving until tomorrow 2. Make only the minimum payments on my credit card 3. Never receive guidance 4. Only invest in the stock market when it is doing well 5. Panic sell when it drops

Most people I know avoid budgeting because it will reveal a spending problem that is unpleasant to deal with. Get over it. Acknowledging your weaknesses is not the same as surrendering to them. It is the first step to fixing the issue.

It’s impossible to fail when your friends are constantly discussing building wealth, entrepreneurship, investing and setting new goals. Create a network of friends that fit your future, not your past.

Charlie Munger once said "The big money is not in the buying or the selling, but in the waiting" 3 Key Lessons: 1. Invest intending to hold long term 2. Time in the market beats timing the market 3. Avoid impulsive decisions based on emotions or short-term price movements

The 2024 GPAC Football Champions from Morningside Mustangs 🐴

Real men know they need God

A proven way to lose weight is to simply track it every day It works the same with a budget and your spending habits-what gets measured gets improved Take the 20 minutes and setup a budgeting app

Wealth building is a process, taking the right actions now might not show fruit for a decade. Play the long game.

The fastest way to change your life is to make the easy choice impossible and the right choice inevitable. Burn the boats.

“What is important is seldom urgent, and what is urgent is seldom important”- Dwight D. Eisenhower I love this quote. Make time for important activities, not just putting out fires.

It’s all about Jesus.