Rubean, the Munich-based SoftPOS vendor, almost doubled sales in 2024 to €1.9m with EBITDA losses running at c.€2.9m. Rubean claims >50K SoftPOS live today in Germany and Spain and new customer wins include Deichmann. research-tree.com/companies/germ…

Amsterdam-based Klearly, a SoftPOS vendor focused on hospitality ISVs, raises €6m to expand to new European markets. The business claims 4,000 merchants trading today. eu-startups.com/2025/01/klearl…

Wow. 13% of US consumers admit to first-party fraud during the holiday season such as pretending parcels weren't delivered. digitaltransactions.net/the-naughty-li…

The Discover global network is going backwards. Volume from customers of its 25+ partners was down 30% in Q4. AribaPay was blamed (again) for the decline. Meanwhile, Discover reports that old fashioned Diners Club volume was up 9%, boosted by good performance in Israel.

Checkout.com has shared highlights for 2024. Revenue grew 40% and the business is now profitable on an adjusted EBITDA basis. Crypto now represents less than 5% of the business. The focus is very much on digital retail and fintech. checkout.com/blog/2024-annu…

yes but can your fancy modern payment method do THIS?

Good move from myPOS to buy Toporder, a leading French ISV that specialises in software for speciality food retail. Advent bought myPOS last year and is serious about creating a pan-European player to rival SumUp. mypos.com/en-gb/newsroom…

More problems at PAYONE, Worldline's troubled joint venture with the German savings banks. BAFIN (the local regulator) has found more shortcomings in the PSP's AML processes and has sent a special representative to supervise improvements. paymentandbanking.com/payone-bafin-g…

Impressive stuff. PlanetPay (not to be confused with Planet) completes 11,000 unit SoftPOS roll out with DPD in Poland. Couriers can take cash-on-delivery from their Zebra Technologies devices. dpd.com/pl/pl/2025/01/…

Flux redux? Norwegian start-up Receipts raises €1.7m to send digital receipts direct from the retailer to your banking app. siliconcanals.com/norways-receip….

Blimey. 37% of Brits admit to scanning items at the self-checkout but not paying. thegrocer.co.uk/news/self-chec…

The judgement in the Viva vs JP Morgan case has been released. The parties are $2bn apart on the valuation of the Viva business. The judgement looks like a score draw but I'm keen to hear from people who actually undersand this stuff. caselaw.nationalarchives.gov.uk/ewca/civ/2025/…

It's good to see computop winning omni-channel deals (makes a change from Adyen). The German PSP will be supplying 500 PAX A77s to freenet stores in Germany. Nexi is acquiring the card transactions. computop.com/uk/about-us/pr…

Happy 10th birthday to Blik, the Polish mobile payment standard that has taken the country by storm. It's now in Slovakia and Romania too. www-cashless-pl.translate.goog/16554-blik-10-…

February's Business of Payments is out! Featuring the latest corporate news, fundraising from start-ups, European growth figures from Visa and Mastercard, product innovation in autonomous stores, SoftPOS and crypto and much more. open.substack.com/pub/businessof…

Blimey, this is exciting. I've been nominated for "Influencer of the Year" at MPE . If you see me as the Kardashian of European merchant payments, please vote! Click below, scroll down (it's quite a long way) and then tell your colleagues. merchantpaymentsecosystem.com/awards

Remarkable day at the Shift4 investor meeting in Las Vegas. After the surprise announcement of the Global Blue acquisition, I’ve been explaining VAT refunds to puzzled American analysts.

Some positive Open Banking news. Volt almost tripled revenues in 2023 while while maintaining premium pricing for its transaction processing. Having raised $60m, Volt likely has enough money in the bank to outlast its competitors. businessofpayments.com/2025/02/21/wel…

I've not been paying attention and find I've got 221 unanswered LinkedIn requests. What should I do?

Blimey.