Following the Cabinet appointments, the odds of intelligent pension reform in Canada have climbed considerably.

With CPP reform now likely, we should set out guiding principles and hard facts on where we stand, rather than starting with pet solutions.

Ontarians Save Nothing For Retirement bpmmagazine.com/benefits_news.…

But how many of the 58% of non-savers in Ontario (HOOPP survey) are low income or under 30 with minimal need to save?

Frederick Vettese challenges traditional rules for retirement planning in new book lnkd.in/ecXaYTa

"The Essential Retirement Guide" is available now, not Dec. 14th. natpo.st/1QhpO58 via Financial Post'

Good news! Evidence from the UK that spending declines with age. My book already cited Canada, US and Germany. dailym.ai/21C1nEX

More evidence that spending declines with age. Good news for savers. dailym.ai/21C1nEX

This has to be significant; it's either a great time to invest or a terrible time. bit.ly/1PhZVCp

Fresh evidence from Sun Life Canada that reports of a retirement crisis are overly alarmist. bit.ly/1PI2WL8

The deal to expand the CPP is basically a positive development. Integration with RPPs will not be easy, however. x.com/canadianpensio…

Here is a report we just produced on the CPP. It takes a historical perspective. bit.ly/2a5ZpaK

Target benefit plans may be under attack but they are still a good idea. It would be great if the federal civil service took the lead.

Check out our retirement income calculator at enhancement4.morneaushepell.com and tell me what you think

Retirees Not Spending Down Assets bpmmagazine.com/news/#5ad6a0cd… #Benefits #Pensions #Investment via D. Brian McKerchar - Brian McKerchar Holdings Inc.