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Sending our warmest holiday cheers to our valued partners!

Now is a good time to house-hunt, as there tends to be less competition during Q4. A higher number of buyers than sellers has meant low inventory throughout 2023, but if you’re strategic you could still purchase a home this year. See what you can afford: spr.ly/6017RulIx

Enjoy the holiday season without breaking your budget. Try swapping out presents for quality time, like cookie making, cozy fires or drinks with friends. Things don’t last forever, but memories do. Find more ways to keep your spending in check this year: spr.ly/6014RVvDC

Don’t let the holidays sidetrack your financial-wellness goals. If you get a little creative and focus on quality time over gift-giving, you can get through the season with your finances in good shape. Save even more this year: spr.ly/6010RVvz6

Looking to revamp your budget in 2024? Try a sinking fund: a savings account dedicated to specific future expenses, like that new car you've been eyeing. Experiment with different scenarios using our budgeting calculators: spr.ly/6013RXdjc

You’ve been an absolute gift this year. Wishing you a very Merry Christmas!

We’re excited to share that Flagstar Bank has been named one of Michigan’s Top Workplaces by the Detroit Free Press for seven years in a row. Thanks to ALL our teammates for making this a great place to work! #topworkplace #workplaceculture

Thank you for an amazing year. Wishing you the very best on New Year’s Eve and great things to come in the new year!

Wishing you the very best in 2024! Look out for big things to come from us in the new year.

Sales Manager Nick Gallick explains how mortgage interest rates will be determined by both your credit score and your down payment. He suggests talking to your lender about special programs that might qualify you for a lower rate. Other homebuying questions? Share below!

Recently, our Jackson Diversity, Equity & Inclusion committee partnered with Big Brothers Big Sisters of Jackson County and donated over $500 in personal hygiene bags to local students. We are proud to give back to the communities we serve.

Housing costs remain high in Q4, making homebuying challenging for many house-hunters. Before you start the search in a high-rate, high-cost environment, determine what you can afford. Explore different scenarios with our mortgage calculators: spr.ly/6016Rul0O

Today, we honor the life and work of Dr. King by recognizing our shared responsibility to treat all our neighbors with dignity.

Diligent planning, a solid budget and the right guidance can help you find affordable mortgage options, even while market rates are high—and predicted to remain so for the rest of 2023. Start by exploring our mortgage calculators: spr.ly/6017Rul2L

Director of Corporate Responsibility, Beth Correa, has been selected for the Pre K-12 Education Workgroup of Let's Grow Michigan. Established by Governor Whitmer, the council is charged with developing a long-term vision that sets Michigan up for future success. We couldn’t be prouder!

Have a great Presidents Day weekend, we will see you on Tuesday the 20th!

Welcome to the new Flagstar! You can download the new Flagstar mobile app by clicking the link below: flagstar.com/personal/bank/… Our Customer Service center is available to help 24/7 by calling 888-248-6423.

Lock in a 5.55% APY for five months when you open a Promo Flagstar Savings Plus account. Start saving for your dreams. Learn more: spr.ly/6010b8jDk

We’re pleased to recently be featured in American Banker, where they highlight the significant progress we’re making in our transformation to become a leading regional bank—one that is firmly positioned for success. (cont) spr.ly/l/6015FopMD