60% of small business owners say cash flow has been a problem. If you don't understand your liquidity, you should start paying attention to your numbers.

Quick ratio. EBIT(DA). Contribution %. If these KPIs mean nothing to you, and you're a business owner, we need to talk.

"My biggest costs are Salaries and Marketing." Great, that's a start! But do you know your fixed, variable and mixed costs? No? Then let's get to work!

There's two types of assets I invest in: 1. Proven assets (e.g. Real estate, large tech and retail stocks) 2. Newly emerging trends (e.g. AI) That does not mean that I put my money into hype meme coins... Be smart before you put your money down. Research every little detail.

Cash issues start early. Whether it's your personal account or in your business. There's ways of identifying these problems ahead of time, starting with your regular reporting cycles. How do you stay on top of your liquidity?

Most companies that I've worked with leveraged debt. In some way or form, they used it to help scale their businesses. They all had a plan, knowing exactly how they'd repay the debt and had backup plans if the story didn't play out as expected.

Take advantage of your credit limit. Only if you can repay it. If you don't think you can, the interest will make it harder and harder to get out of the hole. Be smart - know your numbers.

"It's too late to start." I've heard this time and time again. Do you know who turned out to be right? The people that thought it's too late to start. Begin now!

If your team can't tell the difference between fixed and variable costs, you should still know them. Start with this: 1. What costs you money when nothing sells? 2. What costs you more when sales go up? There's your answer.

More profit but less cash isn't something to brag about. It's a warning sign.

Founders who don't check financial numbers every month usually overspend every week. Are you guilty of this?

Thinking of posting videos in the future about financial health. Shoot me a DM if there's anything specific that you'd like me to cover.

If seeing losses in your finances is hurting you... Good. Let's do something about it.

It's great to acknowledge sales and new business revenue. Do you ever stop to think about lost business (churn)?

I've seen many businesses thrive, but some have failed. Founders that I've spoken to wish they had: 1. More time to execute their vision thoroughly 2. Better control of their financial position, to avoid running out of funds 3. Followed their gut Don't make excuses. Start now.

Meditation really helps before making big decisions. Nothing more powerful than an individual that can control their breathing.

When your company breaks even, it's funny how you spiral up. Momentum is a lovely thing and when it works in your favour, the sky is the limit.

Revenue isn't the most important metric about your business. If you're not closely monitoring your cash flow, you're in trouble.

Making changes in your business hurts. Sometimes you'll make the wrong choice. Sometimes you'll get it right. You have to do something though, because people are moving quickly. Don't get left behind. Act now.

The new year provides an excellent opportunity for reflection. What will you change this year?