Erika Giovanetti, CPFC (@erikaxgio) 's Twitter Profile
Erika Giovanetti, CPFC

@erikaxgio

Consumer Lending Analyst @usnews. I like data and charts. Ask me about mortgage rates. Formerly @FoxBusiness / @LendingTree

ID: 1201527759694114817

linkhttp://www.erikagiovanetti.com calendar_today02-12-2019 15:45:24

1,1K Tweet

474 Followers

559 Following

Erika Giovanetti, CPFC (@erikaxgio) 's Twitter Profile Photo

If you recently bought a home and your mortgage rate is 7% or higher, it could be time to refi Current 30-year refi rates are at 6% at Wells Fargo, and I'm sure you could find lower by shopping around

Erika Giovanetti, CPFC (@erikaxgio) 's Twitter Profile Photo

The July jobs report wreaked havoc on stock portfolios, but there's an upside for prospective homebuyers: lower mortgage rates. money.usnews.com/loans/mortgage…

Experian (@experian) 's Twitter Profile Photo

📦 Thinking of relocating to a new city? Get expert advice from Erika Giovanetti on the latest episode of #CreditChatLive! Tune in for tips on renting vs. buying, mortgage rates, and much more. 🎧 experian.com/blogs/news/cre… #Relocation #HomeBuying #HousingMarket #CreditChat

📦 Thinking of relocating to a new city? Get expert advice from Erika Giovanetti on the latest episode of #CreditChatLive! Tune in for tips on renting vs. buying, mortgage rates, and much more. 🎧 experian.com/blogs/news/cre… #Relocation #HomeBuying #HousingMarket #CreditChat
Erika Giovanetti, CPFC (@erikaxgio) 's Twitter Profile Photo

Are you... 🏡Buying a house or car? 💰Paying off debt? 🌪️Shopping for a new insurance policy? Then your credit score needs to be in tip-top shape! Head over to Experian at 3pm EST today for our weekly #CreditChat to learn how to get from good to great to *excellent* ✔️

Erika Giovanetti, CPFC (@erikaxgio) 's Twitter Profile Photo

54% of recent homebuyers believe the Fed is "politically motivated" to cut rates ahead of the November election, according to a new survey from U.S. News & World Report But respondents believe other common misconceptions about our favorite scapegoat, the Federal Reserve👇money.usnews.com/loans/mortgage…

Erika Giovanetti, CPFC (@erikaxgio) 's Twitter Profile Photo

Mortgage rates are at their lowest levels in 2 years ahead of today's #FOMC meeting, per Mortgage Bankers Association 30YR Fixed: 6.15% 15YR Fixed: 5.66% 5/1 ARM: 5.42% Even had to adjust the Y axis of our chart this morning!

Mortgage rates are at their lowest levels in 2 years ahead of today's #FOMC meeting, per <a href="/MBAMortgage/">Mortgage Bankers Association</a> 

30YR Fixed: 6.15%
15YR Fixed: 5.66%
5/1 ARM: 5.42%

Even had to adjust the Y axis of our chart this morning!
Erika Giovanetti, CPFC (@erikaxgio) 's Twitter Profile Photo

There you have it, folks: 50 basis points. Looks like the #FOMC is acting aggressively in the face of a weakening economy – but I'm sure some people will claim that they opted for a half-point cut for political reasons, right?

Experian (@experian) 's Twitter Profile Photo

Start 2025 off right! Join our #creditchat at 3 p.m. ET here on X about setting SMART financial goals, practical steps to kickstart your plan, & tools to stay on track. experian.com/blogs/news/abo…