The average American retires at 65 and dies at 76. How to Retire Early (Without waiting until you're 65): thefinancenewsletter.com/p/retire-early!

A tax refund isn’t a “gift” from the government, it's an overpayment of your tax bill. A tax refund is a free loan that you gave the government, all year, at 0% interest. Would the government ever give you an interest-free loan?

Don't forget to report illegal activities and stolen property on your taxes

A married couple living off $126,700/year from their index fund portfolio pays 0% in taxes. This is due to $96,700 of long-term capital gains being taxed at 0% plus the $30,000 standard deduction. Tax code is built for investors. Invest your money.