Go to VRBO / Airbnb 2) Find a rental you like. 3) Identify the property manager firm in listing 4) Google firm name 5) Book property on their website 6) Save

Most people earn 1x on groceries. A Chase Ink Business Cash earns 5x at office supply stores. Buy grocery store gift cards there. You just turned 1x into 5x on every grocery run. Takes 10 minutes to set up. Runs forever.

I used to think points people were obsessive nerds. Then I flew business class to Tokyo for $200 in fees. Now I'm the obsessive nerd. No regrets.

Before EVERY online purchase: Open cashbackmonitor.com Find the highest portal rate Click through Buy normally That's it. That one habit = 80,000-100,000 free points per year.

60,000 Chase points. Option A: $600 cash back Option B: $675 in gift cards Option C: 2 nights at a Hawaii Hyatt worth $1,590 Same points. Completely different value. How you redeem matters more than how many you have.

Chase Sapphire Reserve is a decent deal right now NEW CARDMEMBER OFFER Earn 125,000 points after you spend $6,000 on purchases in the first 3 months from account opening. too bad you have to plan to coupon book game to get your 795 back

The Chase travel portal shows 140,233 points for 2 nights at a Hawaii Hyatt. Transfer those same points directly to Hyatt: 60,000 points. Same room. Same dates. The portal is a tax on people who don't know better.

Rental car insurance from the counter: $35/dayChase Sapphire Preferred: primary rental coverage included.A one-week rental: Counter = $245 extra Sapphire = $0Just decline their insurance. Charge the rental to your Sapphire. Done.

Get 300 American Airlines miles for free - Open the AA app - Go to the "AAdvantage" tab on the bottom - Click promotions - Find this offer

"I use a debit card because I don't trust myself with credit cards. Completely valid if that's your situation. But if you pay your balance in full every month and use a debit card — you are donating thousands of dollars in free travel to your bank every single year.

since I started in 2019, Total cards ever 45 Currently open 12 Combined lifetime SUB ~4.15M

Most people redeem points like this: Book travel → use points to erase the charge → feel good This gets you 1¢ per point. Transfer to a partner and book direct: Same 60,000 points = $1,590 hotel stay. That's 2.6¢ per point. On the same points you already have.

The first time I transferred points to Hyatt instead of using the Chase portal: Portal: 140,000 points Direct: 60,000 points I sat there staring at the screen. That was 80,000 points I would have burned for absolutely nothing. Nobody teaches you this. That's why I do.