Zur gestrigen Trilogeinigung über die #EPBD.

On yesterday’s trilogue agreement on the #EPBD.

Der EuGH hat geurteilt, dass die deutsche Vorfälligkeitsentschädigung für Immobilienkredite mit europäischem Recht vereinbar ist. 🧑‍⚖️ Christian König: “Diese höchstrichterliche Entscheidung ist gut und war erwartbar. Damit bedarf es keiner nationalen Nachjustierung.“

The ECJ has ruled that the German early repayment penalty for real estate loans is compliant with European law. 🧑‍⚖️ Christian König: "This high-level ruling is positive and was to be expected. It means that no national readjustments are needed."

Yesterday, Christian König was part of an interesting event organised by Housing Europe about cooperative housing and was able to present the role and potential of building society savings. Sorcha Edwards, Alice Pittini, Patrizia Toia, Lorenzo Novaro

The European elections are taking place in June. In this context, the German building societies have formulated positions and recommendations. A key demand: High-risk business models must undergo different regulation than low-risk models. More at bit.ly/Europawahl_2024 (German)

All members of the EFBS enjoyed the interesting exchange with representatives from European Parliament, European Commission and EU Banking Authority - EBA 🇪🇺. Thank you MEP Dr. Othmar Karas for your valuable insights in current discussions on the hot debate of #EDIS. #eba #gdjustice #eu_justice #eu_finance

🚀 A glimpse into the future: New policies will reshape the financial sector! The EFBS conference in Vienna covered key topics like green mortgages, the digital euro, and more. Huge thanks to all participants and organizers! Looking forward to April 2025! 🏡💶🌱 #EuBV2024

We are excited to announce that from January 2025, Sabine König will become the new President of our Federation as a member of the Management Board of LBS NordOst. ➡️ Read the full press release: efbs.org/en/publication…

📢 EFBS meets Commissioner Dombrovskis! Today, we discussed how to make EU financial markets more competitive. Valdis Dombrovskis reaffirmed the Commission’s commitment to simplifying EU regulation and boosting competitiveness.📑 EFBS presented proposals for de-bureaucratization.

📜 Signed today – 🚀 Shaping the future! 🤝 EFBS & KHFC signed an MOU in Brussels to strengthen housing finance & stability. 📣 S. König: “This partnership strengthens homeownership.” 📣 K. H. Kim: “A key milestone for future generations.”

Two days of EFBS Spring Meeting 2025 in Brussels –with insights from Markus Ferber, Rasmus Andresen 🇪🇺🏳️‍🌈🇺🇦 & the EU Commission on the VDL II Commission, #SavingsUnion, bureaucracy reduction & housing policy, among others. Thanks for the valuable exchange! #EFBS #EU2025

🤝 Productive exchange with the cabinet of Housing Commissioner Dan Jørgensen yesterday. 🏠 We highlighted the vital role of Bausparkassen in greening EU housing stock & offered further support. 💬 Key topics: #EPBD transposition, #TransitionFinance & #AffordableHousing #EFBS

📅 Save the Date: 29–30 Sept 2025 📍 Almaty 🇰🇿 Join the global housing finance community at the conference “Contractual Savings for Housing” hosted by Otbasy Bank, EFBS & IUHF. #HousingFinance #ContractualSavings #EFBS #Almaty2025

Great talk with Gaby Bischoff 🇪🇺 on EU housing policy & financing under the #SIU. How can the HOUS Committee boost affordable & green homes? Thanks from us and our BSH colleaguesl! 🏡#HousingPolicy #SustainableFinance

Big topics w/ Engin Eroglu : #SIU, #FiDA & housing finance! 📈🏠 ➡️ Our impact on interest rates ➡️ Why savings equity matters Thanks for the deep dive. Our colleagues from BSH agree: Stability starts with smart finance. 💡💰 #EUeconomy

Thank you 🇰🇷@KHFC_official for today’s inspiring seminar in Seoul! 🌍Green housing finance needs international exchange – great to share insights together with 🇰🇷🇪🇺🇸🇬 and top experts from EFBS, KHFC, SMU & more. #GreenHousing #HousingFinance #EFBS #KHFC #GlobalDialogue

💬 “Bausparkassen make housing affordable for the many – not just the few.” At the #EFBS Annual Meeting 2025 in Bratislava, leaders from across Europe shared one goal: 👉 Building trust & access in housing finance. #AffordableHousing #Europe #HousingFinance

Housing crisis, energy efficiency & financing gaps: Yesterday we recorded Europe Up to Date in the EP with Gordan Bosanac & Andreas Rogal. Contractual Housing Savings remain a key tool for affordable renovation & long-term stability.

🏡 The HOUS Committee just published its report with solutions for affordable, sustainable housing across the EU. 🎯European Parliament 🔹 Key win: Parliament recognizes private home savings funds as a proven tool for housing access & mortgage funding. 🗳️ Next: Vote in March plenary.