Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile
Jewelian Baig M.D.

@drjewelianbaig

Husband | Physician 🩺 | Real Estate Investor | 🏡 Building freedom through private equity | DM me to connect 💡

ID: 1345799905273643009

calendar_today03-01-2021 18:32:07

46 Tweet

14 Followers

140 Following

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

Everyone says “cash flow is king.” But in commercial real estate, tax-free cash flow is the real king. In 2025, we’re stacking: ✅ 100% bonus depreciation ✅ Instant equity from value-add ✅ Passive income from day one ✅ DSCR > 1.25 with conservative debt We don’t wait for

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

Pro tip for navigating insurance hikes: Re-shop your policy each year (or mid-term!). 🛡️ Rates have surged in coastal & wildfire-risk areas—don’t auto-renew without a second look. Can save thousands in operating costs. 📊

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

Real estate isn’t a solo sport. 🏘️ Your network—agents, lenders, PMs—can make or break a deal. Don’t just build relationships. Invest in them. They’re your team in a long game. #REInvestor #RealEstate

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

Real wealth isn’t built in isolation. The smartest thing I’ve done as a physician was start connecting with others investing outside of medicine. If you surround yourself with people building income streams—you’ll build one too. #WealthMindset #ProfessionalGrowth

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

Markets shift, and the pros shift with them. Watch migration patterns, job growth, and inventory levels to spot emerging real estate hotspots before the rest do. #RealEstate #MarketTrends #InvestmentOpportunities

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

Cap rate ≠ ROI. Simple as that. 💡 Just because a property looks great on paper doesn’t mean it fits your strategy. Always dig deeper into expenses, market trends, and financing structure. #REInvestor #DueDiligence

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

DSCR (Debt Service Coverage Ratio) = NOI / Debt Payments. Lenders want 1.2+—more income than debt. Know your DSCR to secure better financing! #DSCR #RealEstate #Financing #InvestmentTips

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

Investors: Don’t sleep on tax strategies! Depreciation, 1031 exchanges, cost segregation, and passive losses can slash your tax bill. Talk to a CPA who knows real estate. #RealEstate #TaxStrategy #WealthBuilding

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

Smart leverage builds wealth. Use other people’s money (OPM) to control appreciating assets. But don’t overleverage—positive cash flow should always come first. #WealthBuilding #RealEstate #CashFlow

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

Leverage is how you build wealth in real estate. With 20% down, you control 100% of the asset. Cash flow + appreciation + tax benefits = powerful returns. Use debt responsibly. #Leverage #WealthBuilding #RealEstate

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

What industry are you in… and what’s your favorite non-W2 income strategy? 👨‍⚕️ Healthcare 🛠 Engineers 💻 Tech 💼 Legal/Finance I’m curious what’s working for you outside the 9–5. #WealthTwitter #PassiveIncome

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

📊 EQUITY MULTIPLE = Your Investment Scorecard 🏆 💰 Formula: Total Cash Returned ÷ Initial Investment Example: Invested $100K, got back $250K over 5 years → 250K ÷ 100K = 2.5x multiple 🎯 2.0x+ = Good 🔥 3.0x+ = Excellent 🚀 4.0x+ = Home run! Simple math, powerful insights for

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

📍 THE 3 RULES OF REAL ESTATE 🏘️ 1️⃣ Location 2️⃣ Location 3️⃣ Location But what makes a GREAT location? 🤔 ✅ Population growth ✅ Job diversity ✅ Infrastructure development ✅ Low crime rates ✅ Quality schools/amenities Demographics drive deals 📊 #RealEstateInvesting

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

⏰ TIMING THE MARKET vs TIME IN THE MARKET 📈 Waited for the "perfect deal" in 2019? You missed 3 years of cash flow 💰 Started buying in 2022 at "high prices"? You're collecting rent while others are still waiting 🏦 Execution > Perfection 🎯 #RealEstateInvesting #CRE

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

🏢 CAP RATE TRUTH BOMB 💣 That 8% cap rate looks amazing until you factor in: ❌ Deferred maintenance ($50K roof) ❌ Vacancy loss (2 months avg) ❌ Rising insurance costs ❌ Property management fees ✅ Always underwrite the REAL numbers, not the pretty ones 📊

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

🔢 DSCR = Your Deal's Lifeline ⚡ Debt Service Coverage Ratio Formula: 📈 Net Operating Income ÷ Annual Debt Service 💡 1.25x DSCR = Minimum (most lenders) 🎯 1.40x DSCR = Sweet spot 🚀 1.50x+ DSCR = Cash cow territory Higher DSCR = Sleep better at night 😴 #CommercialRealEstate

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

🔧 VALUE-ADD PLAYBOOK 📋 Buy a tired 20-unit at 6% cap rate ✨ Renovate units (+$200/month rent) ✨ Add laundry facilities (+$50/month income) ✨ Reduce expenses (LED lights, efficient HVAC) ✨ Professional management Result: 8% cap rate = Instant equity 💎 #ValueAdd

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

Real estate isn’t just about buildings. It’s about people: 📞 Brokers 🤝 Lenders 👩‍⚕️ Professionals like you The best deals I’ve seen didn’t come from Zillow. They came from conversations. Network > Net worth. #RelationshipCapital #REI

Jewelian Baig M.D. (@drjewelianbaig) 's Twitter Profile Photo

Don’t sleep on cost segregation. That blurry term can mean serious tax efficiency ⚡💰. Even on smaller properties, accelerated depreciation can shift your tax timeline in a big way. Talk to your CPA before assuming it’s 'just for syndications.' #TaxStrategy #REPS