Term Insurance is not a form of investment; it is a technique for dealing with future uncertainties. The insurance premium is one of our essential expenses like we spend on food, clothing, entertainment, and hobbies for daily living.

Thread on RBI's retail outreach. 1. I have argued for sometime (livemint.com/Money/bf2Wt6ER…) now that Indian depositors pay a high cost for guaranteed return when they go via traditional life insurance policies and banks. These institutions shave off a large chunk as costs.

Risk comes from not knowing what you're doing. -Warren Buffet

“You can't produce a baby in one month by getting nine women pregnant.” ― Warren Buffett ( Interpretation- Being crazy about the result makes you impatient, distracts you from work, producing poor results. While being patient & focused on work does exactly the opposite.)

Finding the 'best' investment would be a cakewalk if we understood the purpose of investing.

When the seeking is not deep enough even the most relevant information seems crap.

In many aspects of life, if you think long term, there is very less competition.

Wearing Unbranded And Cheap Clothes Does Not Mean You Are Poor, Remember You Have A Family To Feed, Not A Community To Impress. - Emma Watson

Why take the pain of budgeting? The purpose of budgeting is to ensure that an adequate amount of money is left each month so as to meet uncertainties and one's future needs.

Why do people feel financially unstable even after earning a higher income? Because higher income alone cannot provide financial stability. Financial stability can only be achieved by one who manages his/her expenses within his/her income and saves the rest for the future.

Let's keep #investing simple! #mutualfunds #market

Graham's definition of investing - "An investment operation is one which, upon thorough analysis, promises safety of principal and an adequate return."

"If you think you are too small to make a difference, try to sleep with a mosquito in a room." - Dalai Lama

Constantly walk the talk to create trust. -Unknown

Is looking rich more important than being rich ?

Diversification is spreading out the investments across different asset classes to reduce risk as every asset class will not behave similarly at all times. #Basics #Investing

Stocks should always be looked at as businesses irrespective of the number of stocks you are looking to buy.

One who does not expect enjoys whatever happens. -Unknown

Someone is sitting in the shade today because someone planted a tree a long time ago. ~Warren Buffett

"SUCCESS leaves CLUES." -Jim Rohn