Student loan forgiveness programs offer relief — but is it also shaping how we view debt? I explored the impact on financial literacy and what the experts had to say. bankrate.com/loans/student-…

Emergency loans can offer quick relief when life throws a curveball — but they come with some drawbacks. I break down the pros, cons, and alternatives. bankrate.com/loans/personal…

Did you know you can do a cash-out refinance with an auto loan—not just a mortgage? Here's what to know before tapping into your car’s equity. bankrate.com/loans/auto-loa…

Federal student loans forgiveness programs can feel like a safety net—but are they also a sign that they’re unsafe to begin with?? bankrate.com/loans/student-…

Student loan debt once held Bernadette Joy back from her goals—until she paid off $72K in just one year. Here’s how she did it and what she learned. bankrate.com/loans/student-…

Need access to cash but have bad credit? You don’t have to be tethered to sky-high personal loan rates. From payment plans to HELOCs, there may be smarter ways to borrow. bankrate.com/loans/personal…

Credit unions may not be flashy, but they cap interest rates, offer better service, and could save you money. Time to give them a second look. bankrate.com/loans/personal…

Average personal loan rates are rising, not falling. But if your credit scores are up, you could lock in a lower personal loan rate in 2025. bankrate.com/loans/personal…

Give yourself a raise without waiting for a promotion. Cut debt, boost savings, reclaim time. Inflation’s tough, but you’re tougher (and smarter). bankrate.com/loans/how-to-g…

Student loans resemble buy now, pay later plans. Think about how you’ll pay sooner, so when “pay later” graduation day comes, you have a plan. Your future self will thank you. bankrate.com/loans/student-…

1 in 3 Americans now rely on a side hustle and not just for fun money, but to make ends meet. For many, it’s essential and it’s an incredible opportunity to improve your overall finances. bankrate.com/loans/personal…

The class of 2025 is hitting the toughest job market in years — few openings, high competition, and “entry-level” roles requiring 3 years' experience. Getting creative and expanding your network is key. bankrate.com/loans/student-…

Emergency loans can be a lifeline, but make sure you choose one wisely. Personal loans beat payday loans any day. Know your options before a financial emergency strikes. bankrate.com/loans/personal…

One income isn’t cutting it anymore. The old financial playbook is outdated — multiple income streams = modern financial security. Is it time to pivot? bankrate.com/personal-finan…

Families spend nearly $3,000 on back-to-school costs for 2 kids. A budget is your best defense against debt and overspending. bankrate.com/loans/personal…

You don’t usually hear about personal loans and financial freedom in the same sentence. But these fixed-rate unsecured loans could protect your assets and even give a boost to your credit score if used correctly. bankrate.com/loans/personal…

Back-to-school costs add up fast. A personal loan may help cover expenses with predictable payments instead of rising credit card debt. bankrate.com/loans/personal…

Not sure a personal loan is right for you? From HELOCs to 0% credit cards, there are plenty of smart borrowing alternatives available if you know where to look. bankrate.com/loans/personal…

Rebate or 0% financing? The better choice depends on your math and budget. Compare the total cost before you buy. bankrate.com/loans/auto-loa…

Thinking about borrowing for a vacation? Ask yourself 5 questions first to avoid turning memories into long-term debt. bankrate.com/personal-finan…