Many Canadians are still unsure when Old Age Security (OAS) benefits start. Let's take a look at when OAS becomes available, how much you could receive, and the situations where it makes sense to start payments as soon as possible (ASAP). evansretirement.ca/blog/does-oas-…

This is a helpful presentation about OAS, when to start taking it, and reasons why deferring the start may or may not be a good choice.

DIY investors: Will your spouse or partner be able to manage the investments if you were to die first? Have you talked about what to do if that happens?

“Don’t be a weirdo.” Take advantage of your employer-matching savings plans

A recent survey found that nearly 4 out of 10 Canadians (39%) started CPP without consulting any resources at all. 🤯 Didn't ask a friend, do a Google search, or check with an advisor. Nothing.

The Danger of the CPP "Breakeven" Calculation evansretirement.ca/blog/danger-of…

Repeated BSOD on main PC. Please send thoughts and prayers. 😢

Yeah, Peloton’s stock chart would make for a good hill climb and descent class but there are Four Lessons from the 98% Stock Plunge for everyday investors youtu.be/RGVjuvNVKl0?si…

It's important to remember that your RRSP will get taxed. It's better to guess the tax rate (perhaps 20% for many) than to just treat it like 0%.

Common investor mistakes: * Investing outside of risk tolerance * Paying high fees * Counting the dividends vs total return * Lack of geographic diversification (home bias) * A too-concentrated stock portfolio * Improper use of account types * Not maximizing employee

The Deathbed TFSA: Death, Taxes - and Lost Optionality. by Jason Pereira buff.ly/3VYZCFe

I updated my RESP🧑‍🎓 wiki post a bit early this year, as I’m already having discussions with clients about RESP withdrawals ahead of the upcoming school year. You’ll find a link to the post, which includes a couple of complementary podcasts, below. Executive summary first:

Great first episode! If you're looking for a trustworthy and approachable resource to learn about personal finance, check out David Chilton 's new podcast.

Do you know about the CPP Post-Retirement Benefit (PRB)? It allows you to start your CPP and continue making contribution to increase your pension. Why workers aged 65 and older may want to consider earning the PRB: evansretirement.ca/blog/cpp-post-…