We love helping self employed borrowers! Its our specialty.. whether its taking a deeper dive into your taxes to add depreciation or one time deductions back in as usable income.. or scrapping the tax returns altogether and going with bank statements for income, we've got you!

Get on it people! Make some babies! It’s fun..

You might not be thinking a mortgage broker is the best fit for a Jumbo mortgage but you would be wrong! The guidelines get crazy in the jumbo market, to get the best rate you really need to be able to navigate through the guideline weeds. We say yes to denied deals alllll the

Incase you needed a laugh 😂

Struggling to verify income? Have an IRA? Even if you are under the retirement age, multiply your IRA balance by 90% and divide by 36. That's your monthly income. Yep.. this isn't every lender but we have the connection. Brokers are better!

Just closed our first existing USDA manufactured home purchase. It was a 2023 (has to be 20 years or newer). Easy breezy folks! Needs to clear a tie down inspection just like FHA but we are cranking these out now. -$0 down -can finance closing costs if appraisal comes in higher

Just a reminder! My phone will still be on and I'll be ready to answer any questions. Might have to catch me when I'm out of the pool though. Fireworks start at 9:30, so from 9:30-10 pm text will be best.

When I first started I used to be a shoot first, aim later kind of originator. After a few years of painful lessons you start to figure out its much smarter to aim first! Can't tell you how many deals come back to me because a buyer was promised a pot of gold at the end of an

VA guideline update *** For self employed borrowers, you can now add meals and travel expenses back in as usable income! This has been the case with other programs but now you can do the same on VA mortgages!

Wishing everyone a happy 4th! Enjoy your loved ones, its great to be an American!

It's been two years since I got a fax.. time to cancel the line???

We have some really solid down payment assistant programs. Don’t let needing 3.5% on an FHA loan keep you from buying!!

Beautiful.. let’s see how this plays out!

More details.. including using the vantage 4 scoring model..

From the director of Federal housing.. rent will be included in credit reports to help people qualify for mortgages.. it will be interesting to see how this plays out!

What the heck is going on

Nvidia, $NVDA, CEO: “It's not likely that you'll lose a job to AI. You're going to lose the job to somebody who uses AI."

We can do it! 1% down with conventional financing! Your income can't be greater than 80% of the area median income! DM to figure out if you qualify!

New construction!! Want to build your very own never lived in home?! We can do it.. Conventional, FHA, VA, USDA. 1l.ink/JCVSRQ6

Understanding the ins and out of manufactured home financing is important! Skirting, tie downs, flood zones, railings, insurance, title retirement, second setups or no? Let an expert guide you in your purchase or refi.. BTW.. USDA is now available on homes 20 years old or newer!