Tips For Living Within Your Means During Retirement blackandretired.com/tips-for-livin… One of the biggest responsibilities for planning a retirement is exactly that planning. And included in that planning is the creation of a budget to ensure you don’t spend more than you can afford...

Business Opportunity…How To Find Real Online Work blackandretired.com/business-oppor… Although there are many different business opportunities and ways to make money online, there is always a problem in finding the right one. If you are an expert in some field, one way to earn money..

Are You Going To Be Working Until The Day You Die? blackandretired.com So many of us today, believe that all we have to do in order to prepare for retirement is to wait on our company pensions (which are being cut today by 50% or more), rely on Social Security...

Retirement Tips and Strategies for Black Professionals blackandretired.com 1. Have a definite and specific purpose, focus or chief aim in life at retirement. 2. Connect with other retirees who can support and encourage you. 3. Finish the things you start. 4. Do what's right

Praise The Ancestors blackandretired.com/praise-the-anc… In the block-buster movie, “The Black Panther,” T’Chaka was the wise old father that guided the heroic T’Challa through to success. While we don’t have real T’Chakas in our lives, you may be able to remember when you were young...

Retirement Tips and Strategies for Black Professionals blackandretired.com Some Safe Bets to Use When Preparing for Your Retirement. 1. Don’t tell anyone the full extent of you wealth or assets. 2. Don’t lend or borrow from your family or friends. 3. Don’t get greedy.

How to Live a Frugal Life in Retirement blackandretired.com/how-to-live-a-… Are you prepared for retirement? Are your funds such that you will need to be frugal to make the dollars stretch? In order to retire, there are some things you’ll need to do to prepare. Here are some tips...

10 Simple Ways to Cut Down Your Medical Bills blackandretired.com/10-simple-ways… Medical bills pile up quickly, leaving you trapped under a mountain of debt. These 10 tips can whittle that mountain down to a molehill. You’ll kick yourself if you don’t at least try. 1. Shop Around to...

Go to the webpage mymoney.gov to learn the basics of financial management and personal finance.

Credit Repair Secrets Debt Collectors Don’t Want You to Know blackandretired.com/credit-repair-… Many people don’t realize that if you have got a low credit score there are some credit repair secret tips that can help you to undo the damage and increase your score. Debt collectors don’t..

Work on Fixing These Ten Retirement Mistakes blackandretired.com/work-on-fixing… There are many mistakes we do that are sure to ruin your retirement. Research and investigate these ten important tips on Social Security, home ownership, pension, and more so that you can avoid...

How To Select a Good Financial Advisor blackandretired.com/how-to-select-… Think of a good financial planner as a doctor, a mechanic, or an insurance agent for your bank account. What you are looking for is a safe, secure and happy retirement. A good financial planner can help you to...

Not Prepared For Retirement…What Should I Be Doing Now? blackandretired.com What if retirement is just around the corner and you haven’t saved or invested any money and now you’re afraid of living too long and dying broke. Here are some tips and strategies...

Got a Tax Bill To Pay…Don’t Dip Into Your 401k blackandretired.com/got-a-tax-bill… Millions of African Americans prepare for retirement with 401k plans. With these plans, employees contribute money through payroll deductions. In many cases, employers match. That money is invested and..

Is It too Late For Me to Go Back and Get a College Degree? blackandretired.com For most of us, our senior citizen years are a time to relax, maybe pursue a hobby, travel or just relax and let life go by. But, for many, retirement isn’t just a time to lay the goals of...

Is an IRA Just Another Three Letter Word? blackandretired.com/is-an-ira-just… Do you know what an IRA is or is it just another three letter word? Really? It’s not like we don’t have enough to worry about without adding this burden. However, when it comes to real life, these 3 letters

Good Defense Against Senior Citizen Scams blackandretired.com If you have a senior citizen in the family, there really is nothing more heartbreaking than to discover than to find out that your loved one has been the victim of a senior citizen scam which robbed them out of...

Ringing Up The “CHA-CHING” With a Home-Based Business blackandretired.com/ringing-up-the… Would you like to make money by starting your own home-based business? People choose to work from home for several reasons including the desire to stay home with their children, the need for...

How to Make Retirement…Your Greatest Investment blackandretired.com/how-to-make-re… The vast majority of people reading this will never receive the benefit of social security for the purpose of retirement-unless of course serious adjustments are made in the current system. There are...

At Last…The Poor Folks Way To Make Money in the Stock Market blackandretired.com/at-last-the-po… I hear this all the time. “I want to get into the stock market, what should I invest my money in?” If you are interested in investing in the stock market, mutual funds are a great way to...