👀 Check out what I've been building at Heirloom!

Starting the year off on a high note – we are excited to share that longtime Rippler and GM Monica Long is now President! Read more about her appointment. on.ripple.com/3Jlu8mW

Over half my professional career has been in crypto – and more importantly, at Ripple. I’m incredibly honored and ready to hit the ground running as President. Thank you Brad Garlinghouse and Chris Larsen for the opportunity of a lifetime!

Regulators need to step in to do a *backstop* of depositors (not a bailout of a bank) 40,000 SVB depositor small businesses 30% will fail to make payroll in the next 30 days Estimate 10 employees each 120,000 jobs on the line Years of US innovation on the line

Your digital identity should be easy, portable, & secure.

if you are Fintech that is having trouble opening a bank account, please contact me. I may have some options for you.

A huge win today – as a matter of law - XRP is not a security. Also a matter of law - sales on exchanges are not securities. Sales by executives are not securities. Other XRP distributions – to developers, to charities, to employees are not securities.

"The introduction of XLS-40d to the XRP Ledger marks a pivotal moment not just for blockchain technology but for digital identity as a whole." 🚀 Nick Dazé & Julian Vergel de Dios expand on decentralized identity and on-chain KYC in XRPL Commons Community Report. Check it out! 🧵 1/2

You’re asking me to believe in thinking meat!