Post Earnings Call This was a pivotal quarter for Zoom. They’re finally playing offense. • Taking share in contact center against the biggest competitor • Landing massive deals across multiple product lines • AI strategy gaining traction with large wins, and AI Companion

Shoutout to Daily Chartbook for including our post in its daily newsletter. 🙏

Ai with no governance is danger.

Something is changing at Cash App: Cash App monthly active users growth (green) has bottomed while Zelle (grey) is in a perpetual decline. $XYZ

More good $XYZ news on Square uptake.

Here’s a story on an AI agent I built. I’ve created plenty of AI agents I use day to day, but one in particular really highlighted the challenges. Over the past week, I built an agent to handle a multi-step workflow that combined deterministic flows with probabilistic

From Small Caps to Gen AI: Where Momentum is Shifting. Read here: linkedin.com/pulse/from-sma…

Who we want next on Avory - Around the Desk Podcast tag them below.

Did you see small caps today?

Want to be clear with $XYZ crew. We originally bought Square at $25 a share in 2017. We rode it from then to $195 in late 2021. We got lucky to see that the name came crashing down to $65 in 2023. Now we are here again and very long.

Powell’s speech yesterday had 3 big takeaways: • Labor Market Cooling in an Unusual Balance • Framed tariff pricing as a one-time adjustment, but admits risks if it feeds into wages or expectations. • The Fed dropped its 2020 “average inflation targeting” approach. They’ve

When someone says Miami is expensive, I just say, go to Cali or NY. Everything is 2x the price and you keep 40% less of what you make. That math don't math.

There’s still room for small and mid-caps to push higher. I spoke with several investment firms after Powell’s presser (on IB). Consensus: most still see zero to one cut in 2025. Even if that’s right, 2026 likely flips quickly with a new Fed leadership team in place.

Portfolio must have been up 6% on Friday or something.

I have thought a lot before making this post. I really believe that AI isn’t just another technology trend. It’s a foundational technology, closer to electricity or the Internet than to mobile apps or operating systems. • Electricity rewired the physical world. • The

Yes. Block can have this type of sum of the parts. Cash App Square AfterPay (either as stand alone or not) Proto (let’s see but excited after LW) Tidal (ehh so much more to do here) Goose (maybe something) Conclusion: lots of irons in the fire for $XYZ

Rates falling is big deal! Here’s how many U.S. mortgage borrowers would be “in the money” for a refinance at different hypothetical 30-year fixed mortgage rate levels: • 6.25% → 1.5M borrowers • 6.00% → 2.2M • 5.75% → 3.0M • 5.50% → 3.6M • 5.25% → 4.1M • 5.00% →

$OPEN is going to infinity.

50% of Nvidia revenue comes from these players.

Housing cracking in once strong areas. Rate cuts needed along with a PAUSE in the balance sheet run-off. That should help short and long term rates.