Unfortunately we saw another round of layoffs last week, with Spotify announcing they would cut 17% of their workforce Here's a 10 point checklist for employees who have been laid off, along with considerations for their unique equity package: 1. Take Care of Your Well-being:

Real estate = tax-efficient Retirement account = tax-efficient In most scenarios, putting a tax-efficient asset in a tax-efficient account doesn't make sense. Real estate doesn't make a lot of sense in an IRA.

I tried budgeting 100 different ways. Never worked for me. This was all I needed 👇 I stopped doing this: Paycheck --> Pay bills --> Spend --> Invest and started doing this: Paycheck --> Invest --> Pay bills --> Spend

We don't regularly budget with our clients We track cash flow to find their average spend/mo We subtract that from their income We invest the difference If the numbers don't add up And they aren't on track for their goals They choose to cut spending or scale back goals

I'm selective about who I work with. Instead of taking anyone who can pay, I only work with people I genuinely like. Does that limit profit? Maybe. But I'm with you through the good, the bad, and every other phase of life. I want to be as invested in your success as you are.

Nearly every executive I work with is in the 37% bracket before any equity comp vesting or exercise. So, unless they elect a higher withholding rate, up to $1M of equity comp taxes are withheld at 22%, but taxed at 37%. That leaves potential for up to $150k of under-withholding

Hey Google Business Profile I need to submit a new verification video because the first one didn’t work. Can your team send me a link to do so? I’ve already asked multiple times and have yet to get a helpful response on how to fix it.

If I'm ever in a business partnership with someone, I hope we'd be able to part ways the way the co-founders of Holistiplan have. Very cool, very personal, very authentic video. vimeo.com/909276619

📈 Should you hire a financial advisor who charges an asset-based fee? Get to know financial advisors featured on Wealthtender. Currently in the Spotlight: 1️⃣ L. McKinley 2️⃣ Steven Engle, CFP® 3️⃣ @ewplanner #financialadvisors #financialplanning bit.ly/3Us5k2b

The older I get the more I realize that the only way to not get screwed by insurance policy price increases is to constantly shop around for new providers. Is there a better way? I swear the whole business model is engineered to get you in the door & then raise rates over time

How do plan to save for college education and other child savings? We're splitting contributions 50/50 between a 529 education savings account and a joint taxable brokerage account (titled in the parents' names). We'll receive tax-advantaged growth AND additional flexibility!

A new article with 💬 from Rebecca J. Conner, Theodore Joseph van Gerven, Ryan Furlong, Paul Monax, Steven Engle, and Eric Rodriguez published on Star Local Media. @seedsafer T.J. van Gerven, CFP® Ryan Furlong, CFP® Steven Engle, CFP® WealthBuilders LLC #wealthtenderquotes bit.ly/3wHsiYZ

How can financial advisors protect clients whose wealth may be at risk due to gaps in Property and Casualty coverage? Join us live on Wednesday, March 6th at 2 PM CT as insurance expert Meaghan Dowd answers this question and more! Register here ➡️ hubs.la/Q02nhM4b0

Tax season is in full swing which can only mean one thing- it's time for our Third Annual Tax Planning Summit! We're thrilled to be getting the gang back together, check out the link below to register and get all the deets! ➡️ hubs.la/Q02nqBld0

Hardest pill to swallow since becoming an independent advisor— I can only help people that want to be helped.

We're so ready for the 2024 Tax Planning Summit, happening on 🗓️ April 23rd! Featuring experts like Jeff Levine, CPA/PFS, CFP®, Taylor Financial Group, Meaghan Dowd, and more! 🌟 Which session are you looking forward to the most? Learn more at hubs.ly/Q02rwtMC0

- You can't win if you don't play. - You don't play if you don't think you'll win. - It's our self-doubt that sits at the heart of every success that never was. - Challenging that self-doubt is your fastest (best) way to create new levels of success. - You got this!

LLCs are completely overhyped. Here's what you actually need to know: I don't know who needs to hear this but there are no huge tax secrets when you open and use an LLC. It stands for Limited Liability Company. It's job is to do one thing only: Separation of assets. So when

Great planning addition for my self-employed and small business clients. Holistiplan with some 🔥 updates. Automatic QBI adjustments and allowable self-employed retirement plan calculations (without manual adjustments or spreadsheet calculators!)

In less than 6 minutes, I'll show you how to avoid being double-taxed on your restricted stock units (RSUs) Everything you need to know to avoid this mistake and maybe get some money back in your pocket. FYI - Your tax pro/ CPA might be making this mistake, too.