Sandbox Financial Partners (@sandbox_fp) 's Twitter Profile
Sandbox Financial Partners

@sandbox_fp

💸 Live More & Worry Less.
📈 Fiduciary + Independent + Financial Planning + Invest Mgmt
📝 tweet ≠ advice.
📌 Follow @Sandbox_Salsa + @BlakeMillardCFA

ID: 1057386756088229889

linkhttps://www.sandboxfp.com/ calendar_today30-10-2018 21:40:22

572 Tweet

156 Followers

167 Following

Brian Salcetti, CIMA®, AIF® (@sandbox_salsa) 's Twitter Profile Photo

Magnificent Seven Stocks are down this year, but the other 493 names in the $SPX are helping buoy the index. Concentration is great when it works, and diversification helps when it matters (especially in down markets). Note: 2025 YTD thru 02.28.2025 Credit: YCharts +

Magnificent Seven Stocks are down this year, but the other 493 names in the $SPX are helping buoy the index.

Concentration is great when it works, and diversification helps when it matters (especially in down markets).

Note: 2025 YTD thru 02.28.2025
Credit: <a href="/ycharts/">YCharts</a> +
Brian Salcetti, CIMA®, AIF® (@sandbox_salsa) 's Twitter Profile Photo

Is March the month of mayhem?! 📆 March 2020 – COVID crash, markets nosedived March 2023 – Banking crisis sent shockwaves March 2025 – Tariff uncertainty, recession fears History reminds us: The market has always bounced back to new highs after a correction, but it's all about

Brian Salcetti, CIMA®, AIF® (@sandbox_salsa) 's Twitter Profile Photo

What NOT to do in volatile markets like this: ❌ React to every news headline ❌ Sell stocks and “wait for the dust to settle” ❌ Try to time the bottom ❌ Panic and check your investments every hour Market turbulence can be unsettling, but staying disciplined is key. Investing

Brian Salcetti, CIMA®, AIF® (@sandbox_salsa) 's Twitter Profile Photo

This is investing. There are ups and downs and unavoidable if you want to compound and grow your wealth over time. This chart shows the performance of the stock market (bars) and the largest intra-year decline (dots) each year. ✅ The average year sees a stock market drop of

This is investing. There are ups and downs and unavoidable if you want to compound and grow your wealth over time.

This chart shows the performance of the stock market (bars) and the largest intra-year decline (dots) each year.

✅ The average year sees a stock market drop of
Sandbox Financial Partners (@sandbox_fp) 's Twitter Profile Photo

Happy St. Patrick’s Day from Sandbox Financial Partners🍀 May your pockets be heavy, your investments grow strong, and your financial future be as golden as a pot of gold at the end of the rainbow. 🌈💰 Remember: Smart planning (not luck!) is the key to long-term success.

Happy St. Patrick’s Day from Sandbox Financial Partners🍀

May your pockets be heavy, your investments grow strong, and your financial future be as golden as a pot of gold at the end of the rainbow. 🌈💰 

Remember: Smart planning (not luck!) is the key to long-term success.
Brian Salcetti, CIMA®, AIF® (@sandbox_salsa) 's Twitter Profile Photo

Everyone wants to talk about investments. But before you pick stocks, buy crypto or chase future returns, please ask yourself: ✅ Do I have emergency reserves? ✅ Am I living within my means? ✅ Is my debt under control? Investing is the fun part—but it only works if your

Blake B. Millard, CFA (@blakemillardcfa) 's Twitter Profile Photo

"The 10 largest stocks in the S&P 500 really did a number on the major indices in Q1. These ten stocks averaged a drop of 11.4% in Q1 versus an average drop of just 0.6% for the other ~490 stocks in the index." Investors finally learning the other side of concentration risk.

"The 10 largest stocks in the S&amp;P 500 really did a number on the major indices in Q1.  These ten stocks averaged a drop of 11.4% in Q1 versus an average drop of just 0.6% for the other ~490 stocks in the index."

Investors finally learning the other side of concentration risk.
Sandbox Financial Partners (@sandbox_fp) 's Twitter Profile Photo

💯 truth in this post, and important for any parents with financial means to do so... BUT, it requires a well thought out financial, tax and estate plan.

Brian Salcetti, CIMA®, AIF® (@sandbox_salsa) 's Twitter Profile Photo

📊 Over the last 3 years, #stocks have significantly outpaced #bonds — with the S&P 500 ( $VOO ) up 23% while the total bond market ( $BND ) is down nearly 6%. Zoom out to 5 years and the differential is even bigger, with stocks up 90%, bonds down nearly 17%. This chart is a

📊 Over the last 3 years, #stocks have significantly outpaced #bonds — with the S&amp;P 500 ( $VOO ) up 23% while the total bond market ( $BND ) is down nearly 6%.

Zoom out to 5 years and the differential is even bigger, with stocks up 90%, bonds down nearly 17%.

This chart is a
Brian Salcetti, CIMA®, AIF® (@sandbox_salsa) 's Twitter Profile Photo

Met with several clients yesterday. Here’s a snapshot of what we discussed: ✅Coordinating a 529 plan for a new baby ✅Timing a large charitable gift ✅Evaluating whether to lease or buy their next car ✅Managing RSUs ahead of a potential job change ✅How to prioritize savings

Sandbox Financial Partners (@sandbox_fp) 's Twitter Profile Photo

We’re proud to share that Brian Salcetti ( Brian Salcetti, CIMA®, AIF® ) has been named to the 2025 Forbes Best-In-State Wealth Advisors list. At Sandbox, we believe in helping you "live more and worry less" and this honor reinforces why we do what we do.

Sandbox Financial Partners (@sandbox_fp) 's Twitter Profile Photo

Happy Cinco de Mayo from all of us at Sandbox Financial Partners! 🎉 Today we celebrate resilience, culture, and community. However you choose to enjoy the day—festivities, food, or simply time with loved ones—we hope it brings joy and connection. ¡Salud! 🌮🍹

Happy Cinco de Mayo from all of us at Sandbox Financial Partners! 🎉

Today we celebrate resilience, culture, and community. However you choose to enjoy the day—festivities, food, or simply time with loved ones—we hope it brings joy and connection.

¡Salud! 🌮🍹
Sandbox Financial Partners (@sandbox_fp) 's Twitter Profile Photo

Sandbox Spotlight: Andrew Salcetti Andrew’s the steady hand behind so much of what keeps Sandbox running smoothly. From operational strategy to client service systems, he’s made a massive impact and brings a commitment to precision and people. Read ➡️ sandboxpulse.com/p/andrew-salce…

Sandbox Spotlight: Andrew Salcetti

Andrew’s the steady hand behind so much of what keeps Sandbox running smoothly. From operational strategy to client service systems, he’s made a massive impact and brings a commitment to precision and people. 

Read ➡️ sandboxpulse.com/p/andrew-salce…
Brian Salcetti, CIMA®, AIF® (@sandbox_salsa) 's Twitter Profile Photo

Yes, Liberation Day was bad — but bad news isn’t new. 📉 Volatility is the toll we pay to invest. 📈 Over the last century, markets have powered thru wars, pandemics, and crises... and kept climbing higher. Headlines come and go. The long-term investors that stayed invested are

Yes, Liberation Day was bad — but bad news isn’t new.

📉 Volatility is the toll we pay to invest.
📈 Over the last century, markets have powered thru wars, pandemics, and crises... and kept climbing higher.

Headlines come and go. The long-term investors that stayed invested are
Brian Salcetti, CIMA®, AIF® (@sandbox_salsa) 's Twitter Profile Photo

Panic sells. Discipline builds wealth. If the market has you feeling nervous, you’re not alone. But history might surprise you. Read here 👇 sandboxpulse.com/p/time-to-bail…

Brian Salcetti, CIMA®, AIF® (@sandbox_salsa) 's Twitter Profile Photo

One day, your $100k could drop to $80k. One day, your $200k could drop to $160k. One day, your $400k could drop to $320k. One day, your $800k could drop to $640k. One day, your $1.6M could drop to $1.28M. 📉 You can't expect building the first million to be a smooth ride.

One day, your $100k could drop to $80k.
One day, your $200k could drop to $160k.
One day, your $400k could drop to $320k.
One day, your $800k could drop to $640k.
One day, your $1.6M could drop to $1.28M.

📉 You can't expect building the first million to be a smooth ride.
Blake B. Millard, CFA (@blakemillardcfa) 's Twitter Profile Photo

Some thoughts on Israel, Iran. While the human consequences from war are of top concern, markets have historically maintained their upward trajectory over intermediate and longer-term time periods thru conflicts. 👇 h/t Ryan Detrick, CMT thesandboxdaily.com/p/israel-iran-…

Brian Salcetti, CIMA®, AIF® (@sandbox_salsa) 's Twitter Profile Photo

Don’t let financial goals become financial traps. ▶️ “I have to buy that house.” ▶️ “I need to retire by 50.” ▶️ “I can’t leave this job—it pays too well.” There’s more than one way to build a meaningful life with money. Chasing titles, timelines, or dollar amounts can blind

Don’t let financial goals become financial traps.

▶️ “I have to buy that house.”
▶️ “I need to retire by 50.”
▶️ “I can’t leave this job—it pays too well.”

There’s more than one way to build a meaningful life with money.

Chasing titles, timelines, or dollar amounts can blind