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GoodMoneyAdvice

@goodmoneyadvice

Practical Personal Finance Advice.
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calendar_today01-09-2019 23:36:56

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How your FICO score is calculated: Payment History 35% Credit Utilization 30% Length of Credit History 15% Inquiries 10% Types of Credit 10%

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6 months of discipline and focus can change your financial future. 1 year can change your family. Don’t wait until the new year to buckle down and get out of debt. Start now.

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Cyber Monday is a great day to book travel for 2021 at a discount using unused miles, points, or vouchers accumulated in 2019.

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Want what you want... Buy what you can afford... Just because the bank approves you, doesn't mean you can "afford" to take on that debt.

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If you are getting your investment advice from 1. Daytime television commercials 2. Karen's friend on Facebook 3. A paid Yahoo Finance ad 4. An insurance salesman 5. Your broke coworker 6. Robert Kiyosaki 7. Your bank You. Are. Doing. It. Wrong.

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Courtesy of Experian... The credit bureau's 2020 State of Credit report shows that Gen Xers, have an average credit score of 676, higher than Gen Y/millennials (658) and and Gen Z (654) but lower than Boomers (716) and the Silent Generation (729)