Don't spend any money today.

We don't know who needs to hear this, but your credit card is not your emergency fund.

How your FICO score is calculated: Payment History 35% Credit Utilization 30% Length of Credit History 15% Inquiries 10% Types of Credit 10%

6 months of discipline and focus can change your financial future. 1 year can change your family. Don’t wait until the new year to buckle down and get out of debt. Start now.

Do you know a small business owner? Support them this weekend.

Cyber Monday is a great day to book travel for 2021 at a discount using unused miles, points, or vouchers accumulated in 2019.

How many of you have a living will?

4 weeks left till 2021.

What's in your wallet? Credit card edition...

Broke people spend money on things they don't need to impress people they don't know.

Want what you want... Buy what you can afford... Just because the bank approves you, doesn't mean you can "afford" to take on that debt.

You have to start somewhere on your journey to financial freedom. Why wait until 2021?

So many interesting financial decisions here... youtu.be/8WqNKS8wC30

If you are getting your investment advice from 1. Daytime television commercials 2. Karen's friend on Facebook 3. A paid Yahoo Finance ad 4. An insurance salesman 5. Your broke coworker 6. Robert Kiyosaki 7. Your bank You. Are. Doing. It. Wrong.

What are your financial goals for 2021?

GoodMoneyAdvice here’s my plans for 2021!! Already completed one since I created this post

Courtesy of Experian... The credit bureau's 2020 State of Credit report shows that Gen Xers, have an average credit score of 676, higher than Gen Y/millennials (658) and and Gen Z (654) but lower than Boomers (716) and the Silent Generation (729)

You can't outearn your stupid financial decisions.