Just an observation as I'm digesting the new CRA rule. The old reg's performance criteria for evaluating retail banking services was 174 words. The new Retail Products and Services Test, which covers roughly the same ground, is 2074 words.

2 months later and there’s 100 more reasons I wish I could relive this moment 🔥🐜

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Join us next week for a complimentary briefing on the interagency final rule to reform Community Reinvestment Act regulations. 🗓️ Happening Thursday, Nov. 16 at 3 p.m. ET The briefing will feature an overview of the rule and time for Q&A. Register: icba.org/events/details…

The FDIC Board voted to adopt the proposed special assessment to recover the loss to the DIF associated with protecting depositors at SVB and Signature Bank. No community bank with fewer than $5 billion in assets will be required to pay. #OneMission fdic.gov/news/board-mat…

Harper on every call 🐈

When you ask a Marylander, “where can I get a good crabcake?” there’s a short list of acceptable answers. MBA First Friday brought me 5 min away from one of them so I packed a lunch bag with freezies take a few home. & the real ones know Broil > fried 🦀🙃🖤

Who better for my first selfie of #ICBALIVE than Jenn and Annie! 🩵NJBankers MassBankers

Annual #ICBALIVE selfie with Ben Pankonin

The smartest cats know #communitybanks are where it's at! Thanks to Cassidy Vandine, marketing coordinator for Susquehanna Community Bank, for sharing this cute photo of her cat, Poppy!

Delighted to have Ferd serve!

Happy Reberfest! 🌘🌑🌒

When Reberfest 😎is at the Peabody 🦆🦆🦆 during the eclipse 🌘🌑🌒

Thank you to the board and members of VACB for a fantastic evening of conversation & celebration! It is an honor to be a partner in this journey advancing #communitybank policy to support a strong #MainStreet in Washington this week! #ICBASummit Leah Edwards Hosmer Independent Community Bankers of America

In the midst of the conference busy season, this is a relevant article from Jeff Marsico.

We 🩵 our mutuals!

Independent Community Bankers of America Federal Delegate Board Member representing Maryland - Reid Tingle, CEO Bank of Ocean City, speaking on ICBA priorities. Way to go Reid!

What a great few days with Maryland and Virginia folks!

This guy has got community banking stamina! Brad Bolton representing at PACB convention with fellow Independent Community Bankers of America ers @ICBAsecurities and Leah Edwards Hosmer

Team Independent Community Bankers of America at the PACB Convention! Brad Bolton CRA Solutions @ICBAsecurities 💙