Listen 🎧: How much are you willing to spend on after-school dance, piano, or soccer lessons? For many parents, that number keeps going up. The Wall Street Journal’s Oyin Adedoyin joins Ariana Aspuru to discuss. on.wsj.com/3MyZxna

Homeowners are increasingly forgoing home insurance, gambling that the likelihood of a disaster isn’t high enough to justify the cost of a policy. By Veronica Dagher wsj.com/personal-finan…

Higher interest rates made it much more expensive to carry credit-card debt, but that's not why Americans have racked up bigger balances, writes Imani: wsj.com/personal-finan…

A $5 million retirement nest egg puts you in the top 0.1% of households. Here’s what that money buys. on.wsj.com/45ub5Pg via Veronica Dagher @AnneTergesen

Have student loans? Here are the steps to take now to start making payments again. on.wsj.com/3qUs9Pz

New from me: More credit, more problems: People with higher credit-line limits tend to spend more and amass debt wsj.com/personal-finan…

Banks raised limits on 18.4 million credit-card accounts in the first quarter of this year, up 22% from the same period in 2019. Meanwhile, the percent of Americans who say they want a line increase has barely budged. wsj.com/personal-finan…

More credit, more problems: People with higher credit-line limits tend to spend more and amass debt on.wsj.com/45DQIzk via Imani

Roth IRAs Are For Kids: While many Americans haven’t saved for retirement at all, some are getting a really early start in their teens. Yours can, too wsj.com/personal-finan… via The Wall Street Journal

The case. for making financial plans over candelit dinners on.wsj.com/3LjPrVR

Listen 🎧 Looking for discounts while shopping? The store probably charges a lower price if you pay cash. WSJ Personal Finance's Imani joins The Wall Street Journal host @JRWhalen wsj.com/podcasts/your-…

In 2024, the average monthly Social Security check for retired workers will rise 3.2%—a smaller increase than the 8.7% raise retirees received this year on.wsj.com/3Fptba0

The logic of "girl math" and "boy math" on.wsj.com/46QU7eZ

Buying a house isn't happening, so they're spending and saving differently on.wsj.com/468Xtsf

People no longer know how much to tip on.wsj.com/40A1Prb

Don't miss out on these 2023 tax breaks on.wsj.com/3QQtPDM

How much more money would you need to be happy? on.wsj.com/47Knsrr

The U.S. has about 2.5 million real-estate agents. No other country is even close. on.wsj.com/3Rh9QP7 via Veronica Dagher

The lesson of the demise of the Mint budgeting app: No one gets rich helping you spend less money on.wsj.com/46mVnoX via Imani

This is what your friends can teach you about money on.wsj.com/3RHKxWx via Julia Carpenter