A recent study has revealed that 55% of millennials don't have a pension.

When it comes to retirement insecurity, one concern dominates all others, the fear of running out of money during retirement and with people living longer than ever before, it’s a very valid concern. Read more here. snapshotpensions.co.uk/moneys-too-tig…

The recommended amount for a comfortable retirement is £260,000–£445,000, depending on accommodation costs. (source Finder UK)

Once your pension savings reach a certain level, you may need to take action to avoid risking additional tax charges in retirement. Find out if you might need to take action to avoid risking additional tax charges in retirement? Read more in our blog. snapshotpensions.co.uk/pension-lifeti…

43% of the population admit they don’t know how much they will need. (Finder UK)

Making the most of pension saving involves maximising tax relief and allowances which could substantially boost your retirement savings.- Are you claiming all of the generous tax relief you’re entitled to? Find out more here: snapshotpensions.co.uk/pension-boost/

Global ESG-linked funds took in nearly $350bn last year, compared with $165bn in 2019. Please be aware that capital is at risk and these investments are for the long term. (source Morningstar, Inc.)

Next up a mini series of pension tips for every stage of life. Your 20's, although decades away from retirement, are an important time for planning because the investments you make in early years will benefit the most from compounding returns & have the most growth potential.

Have you thought about how you’re going to financially support yourself with your current pension savings? The pension freedoms introduced in 2015 provide even more of an incentive to look again at your retirement savings. Read more here. snapshotpensions.co.uk/pension-freedo…

Pension journey #2 - Staying on track in your 30s. By now you may have additional financial responsibilities, such as children and a mortgage. One way to stay on track is to review your pension contributions once a year and make sure you’re increasing them as your income grows.

To encourage saving for retirement, the government pays tax relief on pension contributions, meaning your pension provider can claim tax back from HM Revenue & Customs & add that amount to each contribution you make. Learn more in our latest blog. snapshotpensions.co.uk/pension-tax-re…

Pension Journey #3 - Your 40s. Salaries often are likely to start peaking now, making this decade a crucial time for pension accumulation. At this life stage it's also sensible to check that you have all of the details for any old pensions and if not, track them down.

Being online more means criminals have a greater opportunity to approach unsuspecting victims with their scams. Online scams can have a devastating financial and emotional impact on victims. Read more here: snapshotpensions.co.uk/protect-yourse…

Pension Journey #4 - If your pension contributions have fallen behind in any of the previous decades, it’s crucial to catch up now. As well as your salary sacrifice contributions, you might consider adding lump sums to your pension to help you reach your retirement goal.

Plan the perfect retirement - Creating a comfortable, secure retirement takes care and forethought blog snapshotpensions.co.uk/plan-the-perfe…

Our parent company Cornerstone has been acquired by Waverton & from today, we become Waverton Wealth. This acquisition will see Snapshot Pensions moving to under the Waverton Wealth umbrella however we will still offer the same pension services & advice to existing & new clients.

The earlier you think about what you’ll need in retirement & where your money will come from, the more control you'll have when the time comes. Our mini pension series looks a different ways of accessing your pension.

Annuities enable you to exchange your pension pot for a guaranteed income for life. The amount you receive depends on a number of factors, e.g. how long the insurance company expects you to live and other benefits the annuity provides.

New job? Moved house? It’s not always easy to keep track of a pension, especially if you’ve been in more than one scheme or have changed job. Pension schemes close, merge or become renamed, meaning yours could now be called something else. Find out more: ow.ly/zsZU50Gf3OK

Following our earlier post regarding our merge with Waverton, you can now enjoy our pension content over on our Waverton Wealth feed. We look forward to seeing you there! #pensionplanning #retirementplanning #retirementgoals #financialgoals