we have officially entered "recession" territory but that doesn't mean you should be panicking instead of focusing on how much your investments have gone down, think of it as a buying opportunity for the long term

since it's graduation season, here are some money tips I wish I followed when I graduated college: 1) you don't need to immediately move into an apartment and there's no shame in living with your family to save up 2) opt for a used car instead of brand new

i've increased my base salary by $60K in the 4 years since i've graduated college. if i stayed at 1 company, i would have had a $6K increase

everyone talks about investing during a bull market because they are making money, but rarely in a bear market but the truth is this should be looked at as an opportunity to take advantage of

do you actually need those new shoes or do you just like the serotonin from buying something new?

repeat after me: i will not open my investment account to check my balance today

the thing is when we say the stock market will go up by 7% on average it doesn't mean every year will be a good year.. some will be great and go up +20% and some will be bad and may be -10% stay the course so you don't miss out on those good days

with the news of layoffs after layoffs it’s more important than ever to make sure you are prepared. If you found out you were laid off tomorrow, would you be okay financially?

investing in a bear market can be terrifying because you keep seeing your money go down.. But think about how many millionaires were made after 2008 who stayed the course..

Probably 3rd flight I’ve taken since 2020 and managed to get covid love that for me 🥲

here's how i am recession-proofing my finances: 1) increasing my emergency fund to 6-8 months of expenses 2) avoiding high interest debt 3) continuing to invest bi-weekly in the stock market & crypto

What’s one money tip that you grew up hearing that now that you are an adult you realize is terrible advice?

Today’s Roe v Wade decision has everything to do with money It impacts some of the most marginalized groups of women who are struggling financially Denying them this right can lead to evictions, bankruptcy and even poverty Truly at a loss of words

inflation is even higher and your money is going less and less far. instead of focusing on saving on the small things — see what you can do to increase you income

if you are impacted by layoffs, here are a few things that helped me recently land a new job: 1) optimize your LinkedIn 2) keep your LinkedIn as “open to opportunities” 3) write down 10 scenarios that you can quickly answer for typical smart questions 4) network!

If you want to know how some of your friends are affording a bougie lifestyle, they probably aren’t and probably have credit card debt - so don’t get yourself into debt just to keep up

unpopular opinion: other people's spending habits are not your business. everyone has different priorities, but doesn't mean they are wrong 🙄

watch out for creators who claim how easy it is to start a side hustle. pretty likely they only blew up by sharing how much money they make but never share how much time it takes or what their profit is. ps: you can have $10k or even $100k months and still take home no profit

if you are still using your debit card for all of your purchases, you can be missing out on thousands of dollars in rewards you can take a first class to europe for 200,000 points, a first class to africa for 160,000 points or even first class to colombia for 70,000 points

stop worrying about how you are only saving $10, if you saved $10 a day, you'd have over $3,600 in a year from now