🔥Telegram İfşa

Is volatility & inflation hurting #retirement plans? "Safe Withdrawal Rates in India: Balancing Portfolio Sustainability and Flexibility" ssrn.com/abstract_id=51… shows portfolios with moderate equity + dynamic withdrawal strategies boost sustainability. Use Indian evidence! 🛡️

With India's stock market down 5% YTD and 12% since Sep '24, my #SSRN paper on safe withdrawal rates is more relevant than ever. The 4% rule doesn't cut it here—portfolios with 20-50% equity are key for retirees. Check it out: ssrn.com/abstract=51142… #RetirementPlanning

Indian retirees worried about portfolio sustainability as the markets are roiled. “Safe Withdrawal Rates in India: Balancing Portfolio Sustainability and Flexibility (1992-2024)” @ ssrn.com/abstract_id=51… shows moderate allocations to equity imply sustainable portfolios.

Thank you, Anand Kalyanaraman, for brilliantly bringing the essence of the 2025 academic paper on Withdrawal Rates in India (ssrn.com/sol3/abstract_… at SSRN) in your edition of Ka-Ching! by The Ken: the-ken.com/kaching/trumps…

📈 How much return justifies equity risk in India? Dive into my new paper on Equity Risk Premium 🇮🇳 & explore why ERP matters for investors navigating uncertain markets. 📊 Check out the AI-generated podcast! 🎙️ Paper: ssrn.com/sol3/abstract_… Podcast: notebooklm.google.com/notebook/3b490…

What's the true Equity Risk Premium in India? It ranges from 6-11%, depending on the method—historical returns, dividend models, or cross-sectional analysis. Choose the approach that fits your strategy! 🔗ssrn.com/sol3/abstract_… AI-🎙️notebooklm.google.com/notebook/3b490…

📊 What’s the true Equity Risk Premium in India? My recent paper, now a Top Download on SSRN, estimates it between 6% and 11% (Dec 2024) using multiple methods. How does this shape your investment strategy? Dive in: ssrn.com/abstract=52170… AI-🎙️ notebooklm.google.com/notebook/3b490…

How long will your retirement savings last in India’s economy? 🤔 My paper explores safe withdrawal strategies to secure your future. Download for free: ssrn.com/abstract_id=51… #IndiaFinance #Retirement

How does India’s FinTech ecosystem innovate? Based on IIM Ahmedabad FinTech course w/ Prof Sahay bw 2018 & 2023, my new paper applies Actor-Network Theory to UPI & P2P lending to illustrate drivers of success in this. Read SSRN ssrn.com/abstract_id=52…. #FinTech #India

#GenAI for India’s FinTech: Multilingual & regulatory hurdles need explainable AI. Don't blindly copy non-Indian models. Read SSRN ssrn.com/abstract_id=52…. #FinTech #India

🚨 Are Indian stocks too pricey? 📉 Sachin Mampatta piece in Business Standard cites study by Prof. Joshy Jacob & me: high valuations often mean weaker returns. Read: business-standard.com/markets/news/c… Full Paper 🔗: ssrn.com/abstract_id=49… Dataset 💽: capeindia.iima.ac.in #Investing #IndianEquities

🚨 Are multi-factor funds in India delivering what they promise? Our study with Prof. Joshy Jacob reveals most lack true factor exposure, potentially misleading investors! 📉 Dive into ‘Don’t Judge a Book by Its Cover’ 👉 ssrn.com/abstract_id=48… SSRN #Investing #Finance #India