“Think of every grocery run, every gas purchase, every online order. Interchange is what ensures those payments can be processed instantly, securely and in ways that protect both consumers and merchants when fraud occurs. It ensures that you can actually use your card for these

Small Businesses Can’t Afford the Durbin-Marshall Risk. “It’s not just my customers’ transactions that could be in harm’s way because of these mandates. Every time we swipe our business credit card to cover business expenses, we trust that the transaction will go through without

14 years ago, the Durbin Amendment promised consumers lower prices. Instead, it delivered HIGHER costs, MORE fraud attempts, and ELIMINATED debit rewards. Now Congress is considering extending this nightmare to credit cards. electronicpaymentscoalition.org/2025/10/08/a-h…

The Ghost of Sen. Durbin’s Debit Mandates still haunts consumers: -Higher fees -Disappearing rewards -Increased fraud attempts Now, Sens. Durbin and Marshall want to extend the nightmare to credit cards. electronicpaymentscoalition.org/2025/10/08/a-h…

“The data is clear that the main beneficiaries of the [Durbin-Marshall Credit Card Mandates] would be businesses with $500 million in sales per year. Meanwhile, small businesses are not expected to see significant savings.” - Robin Vogt, New Hampshire resident. Small businesses

The Durbin-Marshall Credit Card Mandates would hurt families, small businesses & local lenders. “Michigan families deserve better. We need policies that protect consumers, support small businesses and strengthen local financial institutions…Gutting interchange does the

The Durbin-Marshall Credit Card Mandates threaten to wipe out credit card rewards. “Don’t let Washington elites take away something that actually works for us. The last time they did this with debit cards, we got fewer rewards and more bank fees. We don’t need a repeat of that.”

The Durbin Amendment still haunts Americans’ wallets: higher prices, weaker security, & lost rewards. Don’t let Congress summon the same nightmare with the Durbin-Marshall Credit Card Mandates. Learn more: electronicpaymentscoalition.org/2025/10/08/a-h…

Credit card mandates = no more cashback rewards. “Our leaders in DC have the most power to keep our economy healthy. They need to vote no on any new credit card mandates that would end cashback programs. Despite pressure from big-box stores to pass these mandates, our leaders

“Walmart, Target, and Home Depot are back once again trying to save a penny for themselves by cutting corners on YOUR safety and security,” said EPC’s Richard Hunt on the Hugh Hewitt show. Sens. Durbin & Marshall continue to work on behalf of these corporate megastores to push

“There is no evidence that there would be any benefits to consumers of [the Durbin-Marshall Credit Card Mandates]--any savings that the bill creates would go almost solely to merchants.” –Ron Bird, former Labor Dept. chief economist. Durbin claims his mandates help consumers. In

14 years later, the failures of the Durbin Amendment still haunt consumers: higher prices, lost debit rewards, weaker security. Now Sens. Durbin & Marshall are proposing a scary sequel for credit cards. electronicpaymentscoalition.org/2025/10/08/a-h…

“Credit card rewards programs help stretch limited incomes, allowing people to save on everyday purchases like groceries, gas, and utility bills. The elimination or drastic reduction of these rewards under the [Durbin Credit Card Mandates] would make life more expensive for those

Proponents of the Durbin-Marshall Credit Card Mandates claim they’ll increase competition. In reality, these harmful mandates would wipe out credit card rewards that help millions of Americans save on everyday expenses. Read more from Wisconsin resident Larry Vangen:

Consumers are still haunted by Durbin’s 2010 debit card debacle - higher fees, less free checking, and more fraud. Now, Sen. Durbin’s frightful new mandates could haunt your credit cards too. electronicpaymentscoalition.org/2025/10/08/a-h…

“Under Durbin-Marshall, credit cards would be exposed to alternative, untested payment networks that are unlikely to invest in robust fraud prevention and security measures. As a small business owner, I would be the one dealing with the fallout if a customer’s financial data were

Durbin’s 2010 debit mandates promised savings, but delivered HIGHER fees, MORE fraud, and FEWER free checking accounts. Now, his credit card mandates could repeat the same costly failures. Learn more: electronicpaymentscoalition.org/2025/10/08/a-h…

Changing how credit card payments are processed could raise costs and weaken security for everyday Americans. EPC’s Richard Hunt explains why Congress must protect — not disrupt — our payments system. myjournalcourier.com/opinion/articl…

The Durbin-Marshall credit card mandates would hurt small businesses while boosting profits for corporate mega-stores. “Durbin-Marshall would rob small businesses of these rewards, with one study out of the University of Miami projecting that the proposal would cost small

The 2010 Durbin Amendment haunted consumers with higher fees and lost debit card rewards. Now, Durbin-Marshall threatens to make a frightful return for YOUR credit cards. Learn more: electronicpaymentscoalition.org/2025/10/08/a-h…