Luckily, I invested all my savings from 1991-2000 in equities and not in FDs/debt funds. This one right move resulted into 1) I could resign from Govt. job in 2000 2) I became financially independent by 2006 3) My dividend income is more than annual exp. of my family by 2016.

Equities by nature are volatile. On an average, market approximately corrects by- 10% every year, 20% in 2-3 years, 30% in 5 years, and 40-50% in a decade. To be a smart and successful investor, it is paramount to understand the reality.

Indian equity market would be significantly higher in next 5-8 years. Market would also experience multiple corrections ranging from 5-30% during this period.

Three types of mindset for equity participants- 1- I am looking for a trade where I can make some quick bucks 2- I am investing in stocks for the short term to earn 12-15% PA 3- I am investing in quality businesses to create 8-10 times wealth in the next 10-15 years.

It took 74 years of extreme hard work and efforts to touch the economy size of $3.7 trillion since India became republic. India will be an economic powerhouse of $25-30 trillion by 2050 on its 100th republic anniversary. Happy Republic Day!!

Age is just a number. It is easier said than done. Rohan Bopanna is a fantastic sportsman and proved that 'Age is just a number'. At the age of 43+ years, he won the Australian Open Men's Double Tennis tournament with his partner, M. Ebden. He is the oldest man to be the world's

Investors who had experienced 2003-08 bull market of infra, real estate, and capital goods sectors understand the long run-way of such sectors. Therefore, they hold shares even after those become multi-baggers.

It took me around 24 years in 2018 to touch a significant amount through investing. To earn the same amount second time, it took around three and half years. To earn the same amount third time, it took less than one year due to strong growth in mid/small cap indices. The

Earning first crore through equity investing (for retail investors) takes many-many years. Then, second becomes easy, third much easier. After few years of making first crore, it is easy to earn a crore in a year.

Paytm and Biju are facing a lot of regulatory issues. Both the companies are from startup culture. A very few companies from startup culture (may be less than 5%) would generate wealth for investors. Rest all other companies would be in trouble. Understand your risk appetite

Central Government Capex was around 2 lakh crore in 2014, 1.6% of the GDP. In 2024-25, it is likely to be around 11 lakh crore, 3.3% of the GDP. It is very important to spend funds for infrastructure development particularly in a developing economy. Due to increased Capex;

I started equity investing in 1994-95 with a view to try to make something big. In initial years, I was always impatient to book profits early. Two companies changed my perspective from medium term to very long term. I bought Infosys sometime in 1995-1996. It went up like a

"It only takes a handful of big winners to make a lifetime of investing worthwhile." Peter Lynch P.S- One of my favourite quotes, and I have experienced the same runway in my investing journey.

There are many sectors in India which will grow multifold in coming 8-10 years. Sectors that are likely to grow- 1- Infra 2- Capital Goods 3- Real Estate 4- Green 5- EV 6- Discretionary 7- AMC 8- Channelisation of Savings like wealth management, distribution of Financial

If you want 10,20 or 50 bagger stock- Be ready for deep research, huge drawdowns, volatility, and holding period of one to two decades. Life-changing outcomes don’t fall into your lap easily.

My role models from investment field are two Legends- As an investor- Rakesh Jhunjhunwala who earned more than 1000 times in Titan in 22-23 years timeframe. As a Fund Manager- Peter Lynch who generated CAGR of 29%+ for 13 years from 1977 to 1990.

Angel One has been paying dividend every quarter. Dividends are taxed at the rate of around 35% for big investors. Now company wants to raise equity capital of 2,000 crores. I could not understand the logic. The better was not to pay dividend and also not to raise capital. I

Nifty-50 crossed 22,200 yesterday and made a new high. Ten years ago, Nifty was around 6200 and five years ago, Nifty was around 11000. Market will go much higher in next 5, 10, or 15 years. But don’t forget, markets do correct 10, 20% or 30% in between. Think long term,

Mid-caps and small caps have done extremely well in the last 12 months and generated returns of more than 60%. Don’t extrapolate the returns of the last 12 months. It would be challenging to earn even returns of 20% PA in coming years.

A few companies in the portfolio can generate significant returns and can change your life provided- 1- You research deeply 2- Buy at a significant discount 3- Buy with a perspective of 8-12 years 4- Allocate meaningful capital of 10-15% in which you have high conviction 5-