“The difference between a 1% fee and no fee can add up to six figures.” Sure—if that person: - Manages their behavior - Gets tax location right - Nails asset allocation - Tax loss harvests effectively - Uses the right accounts - Executes Roth conversions properly - Times Social

“Why bother tax loss harvesting if only $3,000 of losses can be used?” This is a common misconception Here’s how it really works: - You can use unlimited losses to offset capital gains in the same year - The $3,000 limit applies only to losses offsetting ordinary income For

High-net-worth individuals often feel like they have made it, and they mostly have But there’s one huge risk that can wipe it all out: liability exposure Here’s how to protect your wealth: - Max out auto insurance liability coverage (this includes uninsured and underinsured

Let me start by saying I agree with the general idea of this post You should be getting a yield on your dollars But he’s super wrong here VUSXX has a 4-5% yield Meaning on $185k you’d get around $7,500 or so but there’s no tax on it The tax equivalent yield would be higher

How we deliver value to our clients: - Develop a clear plan and strategy - Update and get a new plan every year - Ensure every detail gets handled and no balls are dropped yearly - Help avoid costly mistakes - Be a trusted sounding board for big decisions - Educate on all

Helping more advisors has always been a goal for me For nearly 4 years, I met with at least 2 advisors a week for 1 on 1s But now, it is not manageable as over 25 advisors a week ask to meet and AllStreet takes up all my time So here's what I do instead: 1. I host free

Dr. Preston D. Cherry, CFP® Yes

The rush you feel from gambling should not be felt while investing