📉You’re not alone if you are waiting for rates to drop —over 52% of homeowners think the same according to the latest BankRate survey! But here’s something to consider: If rates drop, buyer competition could surge, and home prices may climb as a result. Right now, we’re in...

🏡 According to CoreLogic, the average homeowner gained about $25,000 in equity over the past year! 💸 If you’ve been on the fence about moving or staying, let’s chat! We can dive into the current market trends—whether it’s buyer demand, home prices, or potential equity gain...

Have a spooky Halloween!

Have a spooky Halloween!

Today we honor our loved ones and celebrate their memory. 🌸💀 Día de los Muertos reminds us that our loved ones are never truly gone—they live on in our hearts and memories. #DíadelosMuertos #Remembering

LTV, or Loan-to-Value, is the size of your loan as a percentage of your property’s value. It’s a key factor lenders look at when evaluating loan risk—generally, a lower LTV means better loan terms and rates because it shows more equity in the property. For example, if you’re b...

Credit Tip: Shop smart, pay it off fast! 💳 Using your card and paying it off ASAP helps build credit without the extra interest. A simple way to boost your score while staying debt-free! #CreditTips #SmartShopping #ThriveMortgage #Thrive

Apple, pecan, or pumpkin—which one is your seasonal favorite? 🥧🍂 Let us know in the comments! #SocialMediaFavorite #HolidayTreats #PickYourPie #Pie

Honoring all who served this Veterans Day.🇺🇸 Thank you to the brave men and women who have sacrificed so much to protect our freedom. Remember and honor your service. #VeteransDay #ThankYouForYourService

Buying points can lower monthly payments over the life of your loan. Curious if it’s right for you? #MortgageTips #HomeBuying

Home prices are set to keep climbing over the next five years, according to experts, and that growth can add up quickly! If you’re in a position to buy, now is the time.⏳ Waiting could mean losing out on affordability and valuable equity gains. #ThriveMortgage #Thrive #T...

Who says you can’t be cozy while applying for a mortgage? ✨ From start to finish—yes, even closing—everything’s online and right at your fingertips! Grab your coffee, your blanket, and let’s make homeownership happen. #CozyMortgages #HomeBuyingMadeEasy #OnlineMortgage

Breaking down your mortgage payment! 💸 Principal: This is the amount you borrowed to buy your home. As you pay down the principal, you're building equity and owning more of your home over time. Interest: This is the fee for borrowing the money. Think of it as the cost of th...

🏡 What Happens if the Appraisal Comes in Lower than the Purchase Price? It can be a stressful situation, but there are ways we can handle it: 🔍 Check the Comps: We work alongside your realtor to ensure the comparable sales used in the appraisal are accurate. 💰 Renegotiat...

Holiday spending is huge—last year, the average shopper spent $875 on the winter festivities. But what if this year, those savings went toward something even bigger, like your future home? 🏡 By cutting back on holiday splurges, you could start building that dream home fund...

Today, we’re grateful for family, friends, and the communities we serve. Wishing you a day filled with warmth, joy, and all the good things in life.

This year, we’re focusing on: ✅ Helping even more first-time buyers say ‘yes’ to their dream homes. ✅ Making the loan process smoother and stress-free for YOU. ✅ Building wealth for our clients 💭 What’s YOUR big goal for 2025? Whether it’s buying your first home, bui...

Dream of building wealth, creating a secure future, being healthy, and more... but don’t stop at the dream—continue with the next step. Dreams are the foundation, but action builds the legacy. Today, as we honor Dr. King’s vision, let’s remember that every step forward matters.

Dream of building wealth, creating a secure future, being healthy, and more... but don’t stop at the dream—continue with the next step. Dreams are the foundation, but action builds the legacy. Today, as we honor Dr. King’s vision, let’s remember that every step forward matters.

Don’t let these 5 mistakes slow you down! 🚫 1️⃣ Not knowing how much you actually need. 2️⃣ Forgetting about extra costs like closing fees. 3️⃣ Dipping into your savings for non-essentials. 4️⃣ Ignoring your credit score—it matters! 5️⃣ Overlooking low or no down payment pro...