HDFC Bank RM has proposed this SIP portfolio of INR 3 lakhs per month to a wealthy friend of mine.

Seeking thoughts of other peers.
Please rate this on a scale of 1 (poor) to 10 (excellent)

Tweets with SIP calculations are getting a lot of traction.

It's a total nonsense, especially if done on a regular basis.

A big thanks to all the 11K+ followers
🤗🌸🌺

What to look out in a term insurance?

1. Appropriate Sum Insured:

Determine the right coverage based on factors like loans, dependents, income, and assets.

2.Avoid Return of Premium Option:

Stick to basic term insurance without additional features like return of premium or

Its been more than 2 years of running Holistic Wealth. What exactly do we do at the firm?

Here is a summary for you -

1) Assessment of current finances and life circumstances: 

When your life circumstances are unique to you then how can we apply general thumb rules to your

If your advisor / finfluencer / content creator is greedy for business - he/she can not add real value to client's life and this will be reflected in the content / advise.

Don't make this RIA Vs. MFD debate or Active Vs. Passive debate

🌺🌸🤗

Tweets with SIP calculations are getting a lot of traction.

It's a total nonsense, especially if done on a regular basis.

We guide our clients for A to Z of all money matters:

1) Assessment of current finances and life circumstances:
Every client has unique life circumstances and therefore deserves a financial plan based on his life circumstances and not thumb rules.

2) Setting the right

Tax planning

Journey of a Bank Relationship Manager

🔸Start with a bank after MBA
🔸Gets some accounts allotted by the branch
🔸Touch base with existing clients and introduce himself
🔸Open new accounts through walk-ins and references
🔸RM's sole focus is on sales - traditional insurance,

📢🚨American Express is among the very few credit card issuers where Reward Points don’t expire.
Accumulate your RPs for multiple years and plan a big redemption.

Amex Platinum Travel
On yearly spend of 4 lakhs, you will get -
o 8,000 regular points
o 15.000 milestone bonus

No amount of market returns will help if you’re constantly worried about your investments, adequacy of returns, income etc.

Goal should be to focus on what’s in your control and let go of the things not in control

🧘 🧘

Sometimes, doing no marketing is the best marketing
😊🤗🌸

My maternal grandmother Sumati Kanitkar was a gynaecologist, one of few women doctors of her generation.

She fought with her father for the right to study medicine. She went on to work at Sion Hospital & published research papers that were read around the world. After

watched the movie SISU last night
loved it

IDFC First Bank has the best internet banking experience.

I have no idea - why HDFC, ICICI, Kotak cannot copy it.

I just read a blog from Niraj Dugar about 'ideas worth cloning' - link below:
shorturl.at/wzPY0

Ideas worth cloning

contrarianliving.substack.com/p/ideas-worth-…